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Thank you ladynred! I simply wanted some opinions of others off this site, who may have dealt with the same thing I am dealing with. I have also had several people tell me that as old as the account is, there's probably not much they can do. I have a good friend whose mother had a similar...
And as debt guy already said, a breech of a written contract would be for a loan, like a signature loan. This is a CREDIT CARD. The stupid account has already been bought and sold 3-4(or more)times to CA's and another attorney office.
I think it would be in your best interestto go on to...
just wondering what your opinion is debt guy, to the last response that the guest(boomersooner) left for me....
So far, I've not gotten any phone calls today from anyone that I thought might be this collection place
thanks, ill check out the link. I will add that I have already sent a cease and disist letter to another company like the one I'm dealing with now...and they are the ones who kept calling anyhow. I complained to the FTC about them, and never heard from them again.
I know what I've read, and...
To us, a written agreement would be for a loan account, not a credit card.
The last time I had a collection agency harrassing me, I reported them to the BBB. They of course, denied repeatedly calling me, or calling family members, which they were in fact doing, b/c messsages were left at my...
Every website that I've checked out the SOL for credit cards on, for Oklahoma says the SOL is 3 years....5 years if a judgement has been made on it.
I have not made any kind of payment to anyone on this particular account since 2000 or 2001------I am almost certain no payment has been made since...
Interestingly enough, I just received yet another phone call from the same place, with a woman leaving the message this time. I'm assuming that they haven't gotten the letter that I mailed to them certified on Monday yet.
They said its a "very time sensative matter". SHould I be too...
Thanks for the info! :)
I actually mailed a letter to them on Monday, and certified it stating that we wanted them to cease and disist.
I wanted some extra advice on what to do if they continued to call and harrass me.
I have to tell you, the letter I received today from them must have...
According to an old credit report that I have, that was pulled in July of '03,
it says that the dola is 4/00. (from CSC credit services)
On a report from Experian in June of '03, It has the date opened: Jan. of '00. Date of status: 3/01 and Last reported of 5/03. Transunion of /03 also...
What is the name of your state? Oklahoma
I have an old credit card debt that is about 5 years old. To our knowledge, the SOL is up on this account. The last time I heard from a collection agency on this account, was back in 2002. I had asked them not to call me anymore, and they called...
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