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    1. T

      Another Grandchildren's rights question

      What is the name of your state?GA(Grandparents are Indiana) My Mom died 10 years leaving her Mother, Step-father, Step-Sister and Step-brother.. Her mother died two years later, leaving her husband, step-daughter and Step-son and my brother and I, remaining relations to my grandmother. My...
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      2000 Tax Liability and Ch. 7

      Thank you. I figured the three year rule was to simple to be true. The tax issue problem resulted from an error in failing to report all of my income. I will assume it will be best to do a Comprimise or a payment plan.
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      Ch. 7 Exemptions

      What is the name of your state?GA We have acar that is worth about 30K and we have a loan of 22K. We also have a pickup that is worth abou $4400. It is paid in full. We do not own any other property. Will our new vehicle put us over our exemptions. I know the loan can not be used in the...
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      2000 Tax Liability and Ch. 7

      What is the name of your state? GA I have a tax liability from 2000 and just received a tax levy for my bank account. I have some other bills we have thought about filing ch. 7 to clear. Will this tax liability likely be erased because it is over 3 years old?
    5. T

      IRS Bank Levy received

      What is the name of your state? GA I received a notice from the IRS that they are placing a levy on my bank account for taxes owed 2000. I made an error filing my return. This bank account is actually closed. The notice states they will place more levy's if this account does not satisfy the...
    6. T

      very confused about foreclosure

      I believe the motion, is a motion to dismiss. Is this correct?
    7. T

      CPS Records

      What is the name of your state? Georgia I was reading another post and saw that you can request a copy of your file? And if the charges were unfounded you can request the state expunge your record? How do you go about requeting the records and the expunging?
    8. T

      If a firm pays a presumed debt on your behalf that doesn't exist, are you responsible

      So are you saying Wells Fargo isn't your mortgage company? Were your taxes considered delq. and listed in the newspaper for purchase? A tax lien does not have to be in place for someone to purchase your delq. tax bill. Sounds like Wells Fargo purchased the delq. tax bill. I would tell your...
    9. T

      unexpected escrow shortage after sale of loan

      Just clarifying. Loan was sold. New servicer refunds money from your escrow account. Fast forward six months later, old servicer says they reflect a shortage in your ecrow account and that you owe them money? Correct? When a loan is transfered for servicing all escrow funds are transfered to...
    10. T

      Malpractice?

      My PTL started at 32 weeks, i was given MAG Sulfate, terb, brethine, demerol, valium, and several other meds. The c/s was performed at 37 weeks. One Neuro has suggested CP but that was a sidenote. Our current Neuro hasn't had any thoughts on CP. We have often wondered about epilespsy because...
    11. T

      Malpractice?

      What is the name of your state? Georgia My daughter was born July 3, 2001. The morning of her birth I had and amniocentisis to check for lung maturity. Because I had previously went into preterm labor I was to be monitored for and hour and then sent home if everything was ok. During this time...
    12. T

      SSCRA and Repo

      JAG at first thought we had enought to pursue a claim and receive triple damages but then they found out it was a loan taken out while he was prior active duty. So does 50 U.S.C. App. § 526 actually state we can ask for a reduction in the interest rate? Confused. :confused: The interest rate...
    13. T

      Denied because of Non-taxable income

      What is the name of your state? GA My daughter was approved for SSI. She is now three. They denied her because of my husbands income. He is active duty National Guard and receives BAH, Basic Allowance for Housing. They said this put his income over the level of approval even though it is...
    14. T

      SSCRA and Repo

      What is the name of your state?KY We had a car loan with Fort Knox Federal Credit Union. The loan was taken out while my husband was Active Army. He ets'd in Nov 1999, we moved in July 2000 and he was deployed with the NG Nov 2000. While he was deployed to Bosnia, we fell behind on the car...
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      Burned by my Mortgage sold to another Company

      I also forgot to add that when you send your request, send it to the correspondence address. DO NOT SEND IT TO THE PAYMENT ADDRESS! I would send it by certified mail and regular mail just for safety purposes.
    16. T

      Burned by my Mortgage sold to another Company

      Look up R.E.S.P.A. According to Section 6 of RESPA provides that borrowers may make a "qualified written request" to the lender concerning the servicing of their loan account. The request should not be included with the monthly mortgage payment. The lender must acknowledge the complaint within...
    17. T

      Foreclsoure Mess

      What is the name of your state?What is the name of your state? Kentucky Long story short, we have a singlewide mobile home on less than five acres of land we have a first mortgage on. We combined two loans to get the first mortgage Oct 1999. First loan was for the mobile home the Second loan...
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