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LIR, thanks for all of the info you provide. I have an update on my situation. I called my debt negotiation company and raised hell. In one week, they managed to take care of all of my accounts, except the before mentioned Citibank account. I know my credit history is shot for a while but I...
I received notice because they delivered it to my parents when they found out I was no longer at my former address. I called the clerk of courts office and explained that I had not lived in La. for quite a while. She told me I needed to take it up with the lawyer's office. I called the...
What is the name of your state?AK
I have read in several posts that a judgement has to be filed in the county where you live, or where the contract was signed. Lawyer's office for cc company filed suit in La. where I had not lived for almost a year, and the cc account was opened in Tx. Is the...
Thanks so much for your input, I really appreciate it. I am really wanting to go back to school, I just don't want my credit card debt that I cannot pay right now hanging over my head. College is stressful enough. I may not even have to rely on student loans. If I take a part time job with...
AK
I'll clarify a little further. I got the credit cards when we lived in TX. A lot of the debt was incurred in LA. I didn't know if they would try to hold my non filing spouse accountable for the debt incurred while living in the community property state. I am the one who incurred most of...
We moved from TX. to AK in 2001, and lived in Ak. for nine months. We then moved to LA. for a year, and we moved back to AK. in Jan. because the company my husband works for gave him a permanent position in their Anchorage office. Sorry for the confusion.
What is the name of your state?AK
How does moving from a community property state to a non community property state affect a non filing spouse? CC's are in one spouses name, but the debt was incurred in both the community property state and the non community property state over a period of five...
I have also heard a lot of bad things about some of the "non profit" counsiling service. Research everything before making a decision. I'm sure there is someone on this board who can provide you with the name of a respected service if one exists. The problem with these services is that some...
What is the name of your state?Alaska
I have seen a few posts on here with people asking if debt negotiation firms are a good alternative to bankruptcy. I will not name the one I used, but want to give people a bit of advice--run, don't walk away from these places.
They take advantage of people...
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