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You'd be wrong. Since I originally posted I spoke to the Consumer Protection agency with the Attorney General and they confirmed that IT IS A VIOLATION of the Fair Debt Collection Act. These protections were put in place because of pay day loan companies selling debts and those buyers were doing...
I tried several times to resolve this over the last 2 weeks but the utility company says I don't owe anything and I have no interest in rewarding a company who illegally uses the courts to make money when our system is so ridiculously backlogged.
My bank was locked down and showed nothing so I relied on my online account access to the companies I had business with. You have done everything you can to take the side of a private business who violated fair debt collection laws on both federal and state levels.
When the fraud alert was put on the account they stopped everything from going through that's why I was never charged a fee and therefore didn't know. When my water account showed the payment cleared I didn't take further action.
I didn't know the check was returned and have had the same account the entire time. I don't write checks for anything except bills. My bank account was hit by fraud last year causing other issues and I would never knowling issue a bad check. My water company makes payment arrangements and I...
Texas
Verichek filed "Theft of Service" criminal complaint for a debt they purchased from my city water department. I wrote the check in Aug 2017 to pay my water bill and had no idea it was returned NSF. 7 months later Verichek filed a complaint affidavit with the DA's office claiming 1. They...
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