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    1. K

      Receipt of discharge paperwork

      What is the name of your state?Texas Does anyone know the typical time frame for one to receive there discharge paperwork? I filed chpt 7 and had my meeting with the court on Oct 20, 04. Took, literally 5 minutes and 2 questions asked. My lawyer said it was then done and over with and all I...
    2. K

      Mortgage still on credit report

      I jus recently got my divorce FINALLY done. I had filed for a chpt 13 back in May 03. Payemtns being made and are current. In the divorce I was ordered to quit claim over the 2 houses we had. On one of the them the mortgage was in my name only, the other had both of us on it. Both of these were...
    3. K

      BK 13 challenge!!! Help

      I filed a chpt 13 back in May of 03. Had my 341 hearing in Aug 03 and have been making timely payments monthly since then. In the BK my NOW ex-wife was listed as a unsecured debt. Since the divorce was not done and at the time and they could not put a $ value on or if I were to owe her anything...
    4. K

      Divorce settlement and BK

      What is the name of your state? TX I recently got my divorce FINALLY done after 2 stinking yrs. I had to file a Chpt 13 05/03. Have been making payments since Aug 03 and all is current on the 13. In the bk she filed a claim against me. The divorce settlement says that claim is going to be 11K...
    5. K

      Non dischargeable payback time period?

      What is the name of your state? Tx I filed for a chpt 13 bk back in Aug of 2003. My STBX was listed as a zero dollar creditor because the divorce was not done and we did not know how much I would owe her. The divorce was finally done on 3 Feb and its was determined that I owed her 9 months of...
    6. K

      What happens when its confirmed?

      What is the name of your state? Texas I have filed a Chpt 13 and have been making payments for the past 5 months. I found out my bk is set to be confirmed in Mar 2004. Exactly what happens when its confirmed? Do I need to do anything? Can I pay it off earlier?
    7. K

      Accused of fraud

      What is the name of your state? TX I filed a chpt 13 back in May of 03. Had my 341 hearing in Aug and have been making timely payments since then. My STBX (who was initially listed as $0 debtor) filed an objection to my BK alledging fraud, and a whole gaggle of other crap. She did this in a...
    8. K

      Minimum time in chpt 13 BK

      What is the name of your state? Tx What is the minimum time a person must make payments for in a chpt 13? I have been told by my Bk attorneys legal assisitant that I must make a minimum of 12 monthly payments. I could then pay off the rest owed and be discharged. Since then I have read on this...
    9. K

      Question about STBXs claim she file

      What is the name of your state? Texas I have filed a chpt 13 that is 3 months into payments. My psychotic STBX filed a claim against me. I listed her as a $0 debtor due to the fact the divorce is not done. She in turn filed a $96,000 claim against me. She asserts her claim is non-dischargeable...
    10. K

      What is the next step to do?

      What is the name of your state? Texas I filed for Chpt 7 Bk back in May. Had to have it converted to a chpt 13. Had my 341 hearing on Aug 14th. Started making my payments on Aug 28th. So what do I do now to improve my credit score? Its a dismal 517 right now and I am eager to start...
    11. K

      How can you clear a mortgage off your credit report after filing chpt 13?

      What is the name of your state? Texas I filed for a chpt 13 back in may of '03. Monthly Payments are being made with no problem. In the BK I surrendered my interests in 2 pieces of property. One house I am on the mortgage by myself, the other I am on with my stbx. My divorce is STILL going on...
    12. K

      BK objection

      What is the name of your state? TX I have filed for chpt 13 and have already had my 341 hearing and have made my fisrt paymeant. Yesterday my bk lawyer said that my stbx who was listed as a creiditor on the bk with a $0 balance has filed an objection. She wrote a letter addressed to the trustee...
    13. K

      Who pays for witness in jury trial?

      What is the name of your state? Tx Some of you have read about my divorce that has been going on for almost 2 yrs now. At least it will be in Jan 04. Well I had filed for Bankruptcy and that was holding up the divorce from proceeding. Got the BK "stay" lifted and now the divorce can proceed...
    14. K

      Military entitlements as income?

      What is the name of your state? TX I am in the military and had a 341 hearing back on Aug 4th. First payment will be made on the 28th. 1. In the military I receive extra money for living off the base. This shows up in my paystub, but at the end of year is considered non-taxable income. Now if...
    15. K

      STBX is saying fraud!!!

      What is the name of your state? TX I just had my 341 hearing about 2 weeks ago. Everything went fine no creditors showed up except my stbx who I am still going through a divorce with. She requested a jury trial and I have been waiting almost a year for the trial. No kids, assets were surrendered...
    16. K

      Lift of stay?

      What is the name of your state? Texas Does anyone know how long it NORMALLY takes to get a "Stay" lifted? I had paperwork filed requesting the stay be lifted back on 7/16. Was told it would take 20 days. Does anyone have a better date?
    17. K

      341 hearing is done

      What is the name of your state? Texas Well I had my 341 hearing on Monday the 4th. I was pretty nervous and did not believe it but it took exactley 15 minutes. 1. So what happens now? do I just pay my monthly amount for 12 months, till its confirmed and then the remaining months till its done...
    18. K

      Jury trial is next

      What is the name of your state? Texas To give an update, I have been going through a divorce here in Texas for 1 1/2 yrs. My STBX filed for a jury trial. We have no kids, no longer have any assests ( I filed chpt 13 and have declined to reafirm the debt on the 2 properties) The jury trial is...
    19. K

      Credit after Bankruptcy?

      What is the name of your state? Texas Its been awhile since I have posted here so here is a update. I filed a chpt 7 back in May. It since has been converted over to a chpt 13 due to a "superdischarge" provision in the 13 that is not in the 7. Or so I am told on this. I am going through a ugly...
    20. K

      Bank will not release liability??

      What is the name of your state? Tx I filed for a chpt 7 bk on MAy 16th. It included on it a piece of property I had deeded over to my hopefully stbx. She is on the deed by herself. I am on the mortgage by myself. We are in a divorce going no where fast. no kids. no assests. lots of debt. On...

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