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    1. D

      BK 13 not closing

      What is the name of your state (only U.S. law)? CA Has anyone ever heard of a Trustee taking up to 16 months to close a chapter 13. We made our last payment july 2008. This was a 36 month plan and not 100% pay back. Our original lawyer has left the firm and the one that took over is not...
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      truancy is unexcused absences???

      What is the name of your state? CA I have a 13 year old daughter, and she has been absent a lot from school so far this year. She has always been one to get sick very easily. She has missed a total of 22 days this year. I know that is a lot, but if your sick your sick. about 3 or 4 days have...
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      form 706 estate tax filing

      What is the name of your state? CA Not sure if this is the correct place to post, but here goes. I went the IRS web site to find some info for a friend. The question is when to file this form, accountant and Lawyer have different opinions. One says that if less than 2 mil you don't have to...
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      Trust vs Will??

      What is the name of your state? CA Which takes presences a Trust or a Will, when they conflict? I removed some info per request of the party involved. There are also a lot of errors in both documents. All kind of typo_s, names spelled wrong and written and numerical percentage values don_t...
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      Chpater 13 & tax refund

      What is the name of your state? CA Hi all Well it’s coming up on 1 year since we filed BK13 and we’re still hanging in there. I would like to thank everyone who offered advice, it helped a lot. It has been a big learning curve to adjust to living without credit, but so far so good...
    6. D

      Deceased husband CC debt

      What is the name of your state? CA I have a question for a family member. His father passed away recently and had a lot of CC debt. His mother has Alzheimer's. We were talking at a family gathering and he said they were paying his CC debts from a life insurance policy. Anyway someone told him...
    7. D

      341 meeting YEAH it's over!!!!!!!!!!

      What is the name of your state? CA Today we had our chapter 13, 341 meeting. it went very well. I WOULD LIKE TO THANK ALL OF YOU WHO ANSWERED MY QUESTIONS. Your help is greatly appreciated. Any new people coming here looking for answers this is an excellent place to start. They have a...
    8. D

      CAL. Prop 13

      CA Prop 13 What is the name of your state? CA CA prop 13. If any part of the title is transferred to another person does that void the Prop 13 tax benefit? My in-laws want my wife and her sister to buy their house. And they would give them a break on the price so they could afford the...
    9. D

      BK13 36 to 60 months?

      What is the name of your state? CA How is the length of the payment plan determined in a BK13? I’ve read a lot on this board that people are paying for 60 months. Our lawyer says ours will only be 36 months. Our total payments will be $300.00 per month. And both the Trustee and the Lawyer...
    10. D

      Debt reduction

      What is the name of your state? CA Maybe this is a better forum than the bankruptcy. We are about to file chapter 13. If it goes through the way the Lawyer says, the total amount we will pay in 3 years including the lawyer’s fees and Trustee fee will be less than 10% of what we owe. The Lawyers...
    11. D

      BK 13 or make a deal

      What is the name of your state? CA We are filing chapter 13, if our lawyer ever gets going. I think ever since the new BK law passed they have been inundated, and put us on the back burner because we have to file Bk 13. Hopefully by the time law is signed we will have filed by then (end of this...
    12. D

      BK7 to BK13 ?

      What is the name of your state?CA We have to change from our BK7 to BK13 due to a loan from my in-laws that we did not do correctly back in 1998 when we borrowed money to buy a business. In 2003 we had to sell the business and we paid off that loan. After waiting well over a year to file BK7...
    13. D

      Income tax

      What is the name of your state? CA My question is about income taxes. I have extra tax taken out of my check to help pay down income tax I owe from 2003. $40.00 extra for Fed. and $30.00 for state weekly. I also pay them a monthly payment. Will the trustee be able to tell what my withholding...
    14. D

      Can we terminate this person?

      What is the name of your state? CA I have been a manager at my present company for 2 ½ years now. I have an employee that is a 52-year-old white male who has been here 7 years. This person has had an on again off again relationship with a co-worker (who is an over 40 Hispanic women) before I...
    15. D

      Corp. startup cost

      What is the name of your state? CA What is a realistic cost of starting a corporation and to maintain it on a yearly basis? Base it on the business operating at a break even rate for taxes? We are trying to estimate the amount of capital we will need for up to 3 years. And would the operating...
    16. D

      Commerical lease insurance

      What is the name of your state? CA Anyone know what the standard insurance clause is when you lease a building. And you have to pay to cover the landlord. This is for a small market & deli Thanks
    17. D

      Commerical lease & 1031 exchange

      What is the name of your state? CA I lease a business location. We have 8 years left on our lease, and it can be transferred. We are in the process of sell the business and yesterday the landlord told the buyer that he is in the process of selling the property. As a way of getting out giving...

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