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    1. M

      Collection accounts on the internet9

      What is the name of your state?What is the name of your state?iow I am wondering if it is possible to find collection accounts on the internet as a public information site. I being told that an ex has seen a collections account that i supposidly have that i don't know about and they have seen...
    2. M

      Collection accounts on the internet9

      What is the name of your state?iow I am wondering if it is possible to find collection accounts on the internet as a public information site. I being told that an ex has seen a collections account that i supposidly have that i don't know about and they have seen this account on a website. Is...
    3. M

      what do i do now

      What is the name of your state?iowa i filed my chapter 7 and i got served papers for small claims from capital one wich i included in my chapter 7. I called clerk of courts to tell them that i filed and they said that unless an attorney calls them they will still file judgment after 20 days is...
    4. M

      automatic stay and stopping collection

      What is the name of your state?iowa I was served papers today from a creditors attorney to respond to and be given a time for a small claims hearing. I plan on filing for chapter 7 within the next week. According to the papers i have 20 days to respond. When i file will i be protected from a...
    5. M

      expenses

      What is the name of your state?iowa I will be filing bankrupcty chapter 7 real soon and i have a question. I am filing alone but am married and i was told that i have to list her income and expenses as well with mine. That is fine but not sure to include in expenses her credit card bill, she...
    6. M

      ch7 married but filing alone.

      What is the name of your state?iowa i have been told two things by two sources. when filing alone but am married do i need to include my wifes expenses and income or just mine and then just include the expenses that pay out of my income.
    7. M

      Expenses

      What is the name of your state?Iowa When filling out my expenses i am looking for some help on what will qualify for expenses. Can anyone tell me what is acceptable for expenses to be listed.
    8. M

      Filing ch7 in the next couple of days

      What is the name of your state?iowa I am planning on filing chapter 7 in the next few days. In the meantime if i get a notice of garnishing any of my wages will my filing stop that at all? Also When i am listing my creditors do i need to list the original creditor or the collection agency it...
    9. M

      filing ch7 and insurance

      What is the name of your state?iowa Two questions. I am filing chapter 7 using debtor aid.com for my paper work. does anyone know if they are reputable. also i have a gateway charge acct that i used to by a computer. is this dischargeable. will they try to come after my computer that took...
    10. M

      Filing alone but am married

      What is the name of your state?iowa i am looking to file bankruptcy at the end of the month. i am married but my wife is not filing with me. she isn't filing at all. my question is about my expenses that i will be listing. with our household expenses do i need to split those in half or just...
    11. M

      Garnishment

      What is the name of your state?iowa can my wages be garnished without me knowing it? Do i have to go to court before my wages can be garnished? sherrrifs debuty stopped by my place of employment asking about pay periods in reference to a garnishment. if i have not been contacted about a...
    12. M

      is a reafirmation gauranteed?

      What is the name of your state?IA This is for ladyinred again. is that guarenteed and if i do reafirm will that keep them from going after my dad to pay. if they deny me a rafirm will they allow my dad to take over payments or will he have to pay balance in full? Again my dad is main name on...
    13. M

      is a reafirmation gauranteed?

      What is the name of your state?
    14. M

      Filing chapter 7 and keeping my car.

      What is the name of your state?iowa This question is for ladyinred who replied to me first message about keeping my car. I don't plan on filing my car loan for bankruptcy i am going to keep it and keep paying it for i am current and have been very smart with it. can this stell affect my father?
    15. M

      Keeping my house and car in chapter 7

      What is the name of your state? I live in Iowa. I am setting up to file chapter 7 bankruptcy in a week or two. My only concern is my house and my car. Here is my situation. My wife and i own our home. Both names are on the title but only her name is on the mortgage. I am the only one...

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