FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018. By continuing to use this site, you are consenting to our Terms of Service and use of cookies.
I am in Ohio. My husband and son were recently in an accident ( over two weeks ago). The other driver was cited and given a ticket for failure to yield. The driver paid her ticket and her insurance company began collecting info from us for our claim. Now she says she is not at fault. This would...
AFter filing bankruptcy ( in Ohio) on Sept 21st. My mortgage company mailed out a collection letter to me postdated Oct 1st. Is this a violation of the automatic stay? Should my lawyer be notified? Five days later, they filed for motion for relief of stay after which my lawyer told them we...
I live in Ohio. We filed bankruptcy on Sept 21. We are now just a few days over the 60 day late mark on our mortgage. We have no equity. We intend to have our mortgage payment current by our 341 meeting on Oct. 24th. Today I received a notice of motion for relief of stay and abadonment from the...
My husband and I have a Verizon cell phone account that we intend to keep and have been paying on. Shortly after we signed on for our accounts, my husband opened one for our daughter in his name. She ended up losing her job and was unable to pay the bill and it has gone to a collection agency...
We informed one of our creditors recently that we intend to file bankruptcy. This was not an easy decision but we feel it is our only option at this point. Upon hearing this, one of our creditors pulled our credit report and called me, read it to me over the phone and tried to talk me out of the...
As for disposable income, would my SSI disability count? Also being housebound due to a disability, would my giving my husband power of attorney allow him to represent me in court and the creditor's meeting? We also had a bankruptcy ten years ago and it is supposed to come off of our credit...
I was checking my bank account and noticed two checks had cleared in the amount of 30.00. I knew that these checks had already been paid by my bank in the amount of 9.58 and 22.19. The same check numbers were used twice, once for the check amount that I wrote and again for each 30.00 charge...
I have had a dispute with my mortgage company since the beginning of October. My lawyer took our case to try and work out a settlement for the mortgage co.'s negligent handling of our loan origination. This lawyer informed me that mistakes were definitely made and we had a solid case. He...
My husband is a self employed contractor. In the last few years, our accountant has only deducted a percentage of our mortgage interest pd and real estate taxes based on the size of my husband's office compared to our total house size. I always thought that mortgage interest was totally tax...
We refinanced our property this year and now will be paying our real estate taxes directly whereas the previous lender included them in our house payment. Upon reviewing the bill, I saw mention of applying for a homestead exemption. I have had a full disability that has prevented me from gainful...
We finally got our subsidy taken off of our USDA loan after a lot of back and forth problems. You can read the details on my " refinancing with USDA" thread.
We had a lot of trouble working out the details, but finally had everything that we needed to send the correct payoff with subsidy...
My husband and I ( living in OHio) are in the process of refinancing a usda rural housing service loan. Our objective is to cash out equity for home improvements and loan cosolidation. The biggest problem has been the subsidy recapture. Originally, when we requested a payoff, the subsidy was...
This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
By continuing to use this site, you are consenting to our use of cookies.
