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• 1. K

     Are OC's bound by ANY RULES??

     What is the name of your state? OH I know that the FDCPA only applies to collections, but are original creditors bound by ANY rules at all or can they do whatever they want? MBNA just called my parents' home where I have NEVER lived and discussed my account including the balance...

     • KLAchemist
     • Thread
     • Apr 9, 2005
     • Replies: 7
     • Forum: Banking & Credit Cards
  2. K

     Invalid address and unrecognized collection

     What is the name of your state?OH What do you do when there is an incorrect address listed on your credit report? Due to the problems that my husband has had, I just checked my CR today and found that both my current correct address and an incorrect address are listed. Also there is a...

     • KLAchemist
     • Thread
     • Mar 21, 2005
     • Replies: 1
     • Forum: Banking & Credit Cards
  3. K

     FDCPA Violation or Not?

     What is the name of your state? OH Ok, someone from the previously described dirtbag attorney's office called MY place of employment looking for my husband and then looking for ME. This is my husband's debt incurred before we were married. The caller asked a coworker to verify MY employment...

     • KLAchemist
     • Thread
     • Mar 17, 2005
     • Replies: 7
     • Forum: Debt Collections
  4. K

     Dirtbag collection attorneys!!!!!!!!

     What is the name of your state?OH This is a repost from another forum I also visit, but it is urgent and I thought I'd check here too to see if anyone has any advice. Thanks for anything you have to suggest. Just as I am writing my goodwill letter, my husband was contacted at work by someone...

     • KLAchemist
     • Thread
     • Mar 16, 2005
     • Replies: 7
     • Forum: Debt Collections
  5. K

     Contact Info ATT Universal Card?

     What is the name of your state?OH Does anyone have or know where I can get a fax number for ATT Universal Card? Thanks. -KLA :confused:

     • KLAchemist
     • Thread
     • Mar 15, 2005
     • Replies: 2
     • Forum: Banking & Credit Cards
  6. K

     No CA letter within 5 days... Now what?

     What is the name of your state? OH As mentioned in a previous post, my mother in law was contacted by a collection agency last Thursday regarding my husband's credit card account. Thanks to the great people in this forum who referred me to the rules of the FDCPA (fair credit reporting act...

     • KLAchemist
     • Thread
     • Nov 26, 2004
     • Replies: 1
     • Forum: Debt Collections
  7. K

     Credit Card Sent To Collections

     What is the name of your state?What is the name of your state?What is the name of your state?What is the name of your state? OH I am new here. If anyone can offer any advice on this matter I would be most grateful. My husband was unemployed for almost one year before we were married and had...

     • KLAchemist
     • Thread
     • Nov 22, 2004
     • Replies: 2
     • Forum: Debt Collections