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What is the name of your state? OR
We filed chapter 7 bankrupcy in April 2005 and were discharged in July 2005. We have a Home Equity Line of Credit at a variable interest rate, which is currently at 9.75%. Our mortagage company will not refinance it because of the bankruptcy, and I was...
What is the name of your state?OR
We were discharged from chapter 7 at the end of July. We have a Home Equity Line of Credit, that we have had for 2 years. The interest rate was not fixed, and I was wondering if anyone has had any experience of trying to get a fixed interest rate this soon...
What is the name of your state? OR
I never thought this day would ever come! We filed chapter 7 on 4/4, had our 341 meeting on 5/13, last day for objection was 712, and our discharge is 7/22. That was a long 10 days between the objection date and actual date of discharge.
I would like to...
What is the name of your state? OR
We had our 341 meeting 3 weeks ago, and our Trustee had noted at the meeting that he was recommending $900 in disposable income (which it was obvious he was trying to apply some of the new laws already). As of yet he has not filed anything with the courts...
What is the name of your state? OR
1. If you are dismissed in a chapter 7, how long before the trustee usually notifies you?
2. Does the court then notify the creditors that your chapter 7 has been dismissed?
3. If you then agree to file a chapter 13 do you usually have the same trustee...
What is the name of your state?OR
Does anyone know if after you have had your 341 meeting in a chapter 7, and no creditors object to your discharge, if the US Trustee can then look at your disposable income and decide you have too much, and force you into chapter 13?
If he can, then what...
What is the name of your state?OR
I had heard that when you go to your 341 meeting that you need to make sure that you had as little money as possible in your checking account on the day that you file for BK.
The reason I heard is that the Trustee can take 25% of what you have in your...
What is the name of your state? OR
If I filed chapter 7, and all the debt is dischargeable except for $15,000 in credit card debt (which is objected), can the discharge still go through?
If so, after the discharge, would you make a deal with the three credit card companies to pay an amount...
What is the name of your state? OR
We filed chapter 7 and have our 341 meeting in a month. I have $120,00 in credit card debt and about $40,000 of it comes from gambling (which I have since been seeing a counselor and have not gambled). We have a lawyer but I am wanting some advice (or...
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