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    1. M

      Need Opinion should I file bankruptcy

      New Jersey I have about $30,000.00 worth of judgements (credit card) because of a 14 month layoff. I am now employed at a much lower salary and can meet my monthly bills but that is about it. I need to know if I should consider bankruptcy. Here are the specifics. Weekly gross $1600.00 Weekly...
    2. M

      Checking Account Levy

      New Jersey I have a couple of judgments against me that due to job loss I cant pay. I recently got another job but at a much less salary that barely pays the bills. A collection agency recently levied against my car but the judge denied it because it was basically worthless. Since 22% of my...
    3. M

      Vacation - Regular Weekend

      New Jersey As the NCP, I have a weeks vacation scheduled with my two children that runs out on a Saturday afternoon. This happens to fall on my regular weekend visitation schedule. Can I keep them until I normally have to return them on Sunday evening during my regular weekend visitation?
    4. M

      Email Reading

      New Jersey My two kids have their own email address that I use to send them messages. I've come to discover that my ex's husband has been filtering he emails that I send to my kids. He even reads them and responds back to me without letting the kids see them. How do I know? He says so in the...
    5. M

      DYFS Charge in Retaliation

      New Jersey Last month my ex-wife's husband assaulted me and I had him arrested. Now in retaliation they went to the Division of Youth and Family Services (DYFS) who now want to interview me before my next visit. Can DYFS alone stop me from visiting my kids if I have court order visitation or...
    6. M

      Child support Modification

      New Jersey When I got divorced I was making $95,000/year and my wife was not working. Due to the recession I am now making only $80,000/year but I am still making child support payments based on my year 2000 salary of $95,000. My now ex wife is remarried, finished college and is a teacher...
    7. M

      Bank Info Stolen

      New Jersey: A bank that I have an account with recently was in the news for some of its employees selling bank account information to a "broker" who then sold it to collection agencies. My question: Would it be illegal for a collection agency to purchase this data from the broker? Thanks
    8. M

      Bank levy Amount

      New Jersey Is there a limit on what a creditor can freeze in a checking account? I have a $14,000 judgment against me for a credit card debt that I can't pay. The colection agency tried to levy my car but it is basically worthless so they were denied that. They also can't garnish my wages as...
    9. M

      Public Event Contact

      New Jersey I need to know when I am at a public event that my children are part participating in when it's not my visitation, such as softball games and school ceremonies can I have contact with them?
    10. M

      Taking house

      New Jersey I have a judgment against me for a credit card for about $15,000 because of unemployment that I can't pay. I don't have any property of value except a house that I have a mortgage on and I pay a more than 10% of my net pay to child support via wage garnishment. Can the credit card...
    11. M

      Change of Venue

      New Jersey My ex-wife filed for a change of venue to the county next to mine where she now lives with my children. She has primary physical custody. It isn't a long distance to drive but I think the motivation is judge shopping as she has lost the last couple of motions she filed in the...
    12. M

      Last Name

      New Jersey I have always paid my child support and exercised all my visitations so I have been in my daughters life since day one. Recently I noticed when I went to school night that my daugters drawings and other school work has my daughter's name on it with my ex wifes husbands last name as...
    13. M

      Assaulted by Ex Wife's Husband

      New Jersey: My 10 year old girl was acting up during my Tuesday court ordered visitation and after several warnings I told her that if she didn't stop she would have to miss the Thursday Softball game she plays in. (she plays three times a week) She didn't so I told her that she would miss the...
    14. M

      Conflict of Interest?

      New Jersey I had gone through a bitter divorce that still had issues after the fact. I noticed on the later bills that my attorney sent to me that my ex wife's attorney "Smith" was listed on the letter head of my attorney's firm as a partner. The bill was itemized with my attorney consulting...
    15. M

      Proof Of Debt

      New Jersey I have been getting letters from a collection agency trying to collect $8000 plus dollars on an MNBA America credit card. I have never had one from that institution. I sent a letter to the collection agency for proof that I indeed borrowed the money, They sent me back a form letter...
    16. M

      Notice Of Seizure

      New Jersey I received a letter from the New Jersey Motor Vehicle Commission stating that this office is in receipt of a Notice of Seizure from the Superior Court of Warren County. Advising that my vehicle, a 1990 Toyota with 320,000 miles on it has been levied by virtue of a writ of execution...

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