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    1. S

      Business Leins

      What is the name of your state (only U.S. law)? MN Can a business refinance with liens attached to the property?
    2. S

      Business Bankruptcy

      What is the name of your state (only U.S. law)? MN Very tricky situation here. I own a business (bar/restaurant) in MN. I filled for personal bankruptcy around 6 years ago and it was discharged successfully. Just recently, my bankruptcy was re-opened because the business/property is under my...
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      Co-Sign and Lien

      What is the name of your state (only U.S. law)? MN I have a sister my husband and I have been helping out. She does not have much money and she is living with us at very low rent. I co-signed a car for her and she is making the payments (6000 appox. balance). Do I have a right to take the...
    4. S

      Online Gaming

      What is the name of your state? MN I have gambled much online for quite sometime. I have debts to three online gambling sites. Here is the situation: 1. One site I have chargedback $3000 because I did not recognized the charges (online gambling sites trick credit card companies so they do...
    5. S

      Chargebacks and Checks

      What is the name of your state? Minnesota I have many friends who have done this action and have asked me to ask for advice. They are somewhat heavy online gamblers and have charge money to their credit cards, no more than $3000-5000 throughout a 4-5 year period and have disputed these charges...
    6. S

      Refinancing and Charge Offs

      What is the name of your state? MN My bankruptcy has been discharged and everything went good. Now I am trying to refinance my first mortgage in order to pay off my second (home equity line of credit), and few other personal debts that my wife has. Wells Fargo is who I have my second through...
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      Paying Debt After Filing

      What is the name of your state?MN What happens if I pay a debt that occurred after my filing bankruptcy??
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      Missing Address on a Creditor

      What is the name of your state?MN This site has been unbelieveably helpful in my quest to find addresses. By far the most helpful and informational site I have been to when it comes to bankruptcy. I still need one piece of information. Any help would be appreciated. And I know I have asked...
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      Creditor Addresses

      What is the name of your state?MN What will happen if I cannot get the appropriate mailing addresses for the creditors??? They will not give them to me. If they refuse to give me an address, what do I do??? Do we let them know I am filing for bankruptcy over the phone. Will these debt not...
    10. S

      Addresses and Debt

      What is the name of your state?MN I have filed before the new law and I received notice when my court date is. There is another sheet stating that creditors listed do not have addresses. Not having an address could result in the debt not being discharged. I have one debt to which I cannot...
    11. S

      Timing Issue w/Insurance

      What is the name of your state?MN My wife is 8 months pregnant and is not able to wear her wedding ring because of swelling. Our house was broken into two days ago, and many small items were taken, nothing more valuable than her wedding rings. I filed for chapter 7 bankruptcy on Thursday (not...
    12. S

      Winnings after filing

      What is the name of your state?MN What if you win a lot at the casino after filing but before discharge?? Can they take that money???
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      What happens

      What is the name of your state?MN What happens if you file and the debts get discharged after a ch 7 and a the person wins $5-10000 at the casino. What happens to that money?? What about before discharge or before it closes?? Keep the money or will they have to give it up.
    14. S

      Gambling Effects on Bankruptcy

      What is the name of your state?MN My wif eand I will be filing for bankruptcy next week. Ever since we decided to do this I have lost approximately $15,000 gambling. I do realize I have a problem, but I beleive I am more addicted to trying to get us out of debt without filing for bankruptcy...
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      Discharge Question

      What is the name of your state?MN I will be filling Ch 7 in a couple weeks. I have almost 50K in unsecured debt. Is Ch 7 an all or nothing thing, or is it possible for only part of the 50K to get discharge for example, 40K gets discharged and the other 10K I am responsible for. Also, if an...
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      Chapter 7 or 13

      What is the name of your state?MN Couple of questions.... 1. If you file Ch 7 and certain credit card debt were not discharged, what happens??? 2. If you file Ch 13, are all debts automatically put into a plan, can credit card companies refuse to be a part of Ch 13?? 3. Can a Ch 13 be...
    17. S

      Bankruptcy and Gambling

      What is the name of your state?MN I had 35,000 in credit card debt along with over 60,000 in student loans, which I do realize cannot be discharged. About 2 months ago, I took out up to 10,000 in cash advances and gambled it in attempt to make a rebound. Needless to say things didnt work out...
    18. S

      Chapter 13

      What is the name of your state? MN I will be filling Chapter 13 in September, but there are some issues I am concerned about. I have taken some cash advances out within the past 3 months, totaling about $15,000. And I also have a $4700 debt to a check company who is affiliated with a gambling...

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