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    1. M

      How likely is it for a junior lienholder to force a sale on mortgaged property?

      What is the name of your state (only U.S. law)? New Mexico My husband and I own a sole proprietorship and our business has been very bad. As a result, a credit card company obtained a judgment against him in the amount of $ 12,000.00. We do not have the many to pay this or we would have kept...
    2. M

      Business or Personal Bankruptcy?

      What is the name of your state (only U.S. law)? New Mexico My husband and I invested in real estate and have suffered excessive losses when the market took a nose dive. We are now just struggling to pay our monthly bills and have judgments against us for more than $90,000.00. Our sole source...
    3. M

      Transcript of Judgment Foreclosure Suit

      What is the name of your state (only U.S. law)? New Mexico My husband and I had several real estate investments but as the economy went bad, we were unable to keep up our obligations on a couple of our properties. Subsequently, the lender foreclosed on us and filed a judgment against us. We...
    4. M

      Tax Refund Direct Deposit to Wrong Account

      What is the name of your state (only U.S. law)? New Mexico I recently filed my 2010 taxes and requested a direct deposit of my refund, however, I made an error and listed my bank account number incorrectly. Due to this mistake, my refund was deposited to the the correct bank but to an account...
    5. M

      Is Chapter 7 an Option?

      What is the name of your state (only U.S. law)? New Mexico My husband and I owned rental properties, all of which were mortgaged. We also invested in some properties which we remodeled and intended to sell. However, due to the decline in the real estate market here, we have had to sell those...
    6. M

      When Does Retirement Account Become Community Property?

      What is the name of your state (only U.S. law)? New Mexico A friend of mine married a woman, against everyone's advice, and found out within four months what she was really like. Anyway, she will not agree to a divorce so he is serving her with papers. My friend has worked at the same place...
    7. M

      Can Illegal Allien Purchase Property?

      What is the name of your state (only U.S. law)? New Mexico My nephew married a girl from Mexico several years ago who was here illegally. They tried t get her permanent residency but never succeeded. In the meantime, somehow, they bought a house and her name is listed on the mortgage with...
    8. M

      How Limited is an LLC?

      What is the name of your state (only U.S. law)? New Mexico I was granted a judgment against an individual about ten years ago. For a few years, he did not respond and then we came to an agreement whereby I would release the judgment as long as he made monthly payments on it. The agreement was...
    9. M

      Common Law Marriage in New Mexico

      What is the name of your state (only U.S. law)? New Mexico An friend of mine recently told me that his daughter's boyfriend, with whom she had children, had passed away. He said that the daughter was having difficulty because the man's family was filing a claim to a portion of her estate...
    10. M

      Size Descrimination- Is it Legal?

      What is the name of your state (only U.S. law)? New Mexico My daughter recently filled out an application for a job as a beverage server for a local casino (which was just recently taken over by a well known casino name in Vegas and throughout the world) She was called in for an interview and...
    11. M

      Loan Modification Program Question

      What is the name of your state (only U.S. law)? New Mexico We have been unable to meet our mortgage payments due to a decline in our business income and have applied for a modification of our loan. We are awaiting a decision after providing the mortgage company with all the info they...
    12. M

      Deficiency Judgment

      What is the name of your state (only U.S. law)? New Mexico About six years ago, I ran into serious financial problems and was unable to catch up on the mortgage for a home that I had purchased as an investment. Unfortunately, I lost the home through foreclosure. I later learned that the...
    13. M

      Back Child Support Due?

      What is the name of your state (only U.S. law)? NM My niece and her boyfriend have a 7 year old daughter who has been living with her in NM for at least the past 4 years. The boyfriend has been living in Texas. After a long separation, my niece is just now taking him to court to determine...
    14. M

      Suing for Paternity, Visitation and Support

      What is the name of your state (only U.S. law)? New Mexico My niece has been raising her 7 year old daughter without any support and only occasional (maybe 10 days a year) visits from the father when he comes from Texas, (where he has been living for the last 3 years) to see his daughter. The...
    15. M

      Bankruptcy and Judgment

      What is the name of your state (only U.S. law)? New Mexico We are considering filing Chapter 7 but my husband had a judgment filed against him by an individual several years ago. He made written arrangements with the man to reduce the amount of the judgment from $ 100,000.00 to $ 60,000.00...
    16. M

      Prepayent Clause

      What is the name of your state (only U.S. law)? New Mexico My husband and I entered into a mortgage a couple of years ago on some commercial property which contained a prepayment penalty clause which applied to the first 5 years, within which we would be subject to a 5% penalty along with total...
    17. M

      Divorcing Husband in Canada

      What is the name of your state (only U.S. law)? New Mexico My daughter and her husband are separated. He is a Canadian citizen and she is a U.S. citizen. She lives in New Mexico and he has left New Mexico and returned to Canada. She wants to divorce him but due to the circumstances, I am...
    18. M

      LLC Protection?

      What is the name of your state (only U.S. law)? NM My sister and her husband recently separated after she discovered he had gambled away all of their savings. They owned a business and she was afraid he would try to borrow money against it so she formed an LLC of which she is the Owner or...
    19. M

      Deficiency Judgment

      What is the name of your state (only U.S. law)? NM In 2003, I sold a home on which I still was paying a mortgage. I sold it on a contract and my buyers became seriously delinquent until I had to foreclose on them and take the home back. Unfortunately, I was unable to catch up on the mortgage...
    20. M

      Canadian charged in US

      What is the name of your state (only U.S. law)? New Mexico My son in law is a Canadian citizen and although he has lived in the U.S. since he married my daughter, he has never obtained a work visa or permanent residency. Recently, my daughter separated from him and while they were separated...

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