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    1. W

      1099 employee??

      What is the name of your state? Florida I'm a little confused. I was just hired as a 1099 employee as an annuity type insurance sales person - first time as a 1099er. Am I considered an independent contractor or statutory employee? My employer is not withholding ANY taxes as I am a strictly...
    2. W

      Statute of limitations on sales tax??

      What is the name of your state?What is the name of your state?Indiana I had a business that went bankrupt in 1989. Ten years ago the bk was finally settled. I know that the taxes aren't dismissed, but is there a SOL where the state can't try to collect them? Thank you in advance.
    3. W

      Signing bonus

      What is the name of your state?What is the name of your state?Florida I signed an agreement to a signing bonus (10 grand) with my company where I have been employed for 6 months. If I voluntarily terminate my employment or if they terminate it for misconduct in the first 18 months, I must repay...
    4. W

      Niece overstayed visa

      What is the name of your state?Florida I have a brother in Indiana that had his wife's niece (from Brazil) come stay with them to go to high school when she was 15. She is now 18 and is finishing school. When she came she had the typical 6 month visa. Of course she has overstayed it. She...
    5. W

      business partner closed banking account

      You need to call the bank and find out how you set up the account orginally.
    6. W

      Statute of Limitations???

      Also, to cross reference, the FDIC clearly defines credit cards as open accounts also. If you go to their website, www.fdic.gov/news and do a search-or even google it- you'll find several references to it.
    7. W

      State sales tax SOL?

      What is the name of your state?Indiana I had a business that went bk in the middle eighties. The state had placed a lien on some property because of some back sales tax, but then released the liens unexpectedly a few years ago. Is there a SOL on state sales tax? And if there is, does it start...
    8. W

      buying a car with credit card for cash back

      It all depends if the dealer will accept the credit card for the payment. Some do, some don't. I did this with a used car a few years ago to get the airline miles, then paid if off when the bill came.
    9. W

      How to initiate a credit card settlement?

      Your post makes me wonder what you are studying in college. I hope it has nothing to do with the financial world. Ditto on stop using the card. They won't settle with you while you are paying on it and still using it. Credit card companies settle AFTER the account does deliquent, usually after...
    10. W

      Quit claim, which state?

      What is the name of your state?Florida The divorce is in Florida, but the couple owns real estate in another state. Does the quit claim form for the wife to sign over the rights for the property in the other state have to be with the Florida quit claim form or one from the other state - for it...
    11. W

      non compete and downsizing

      That part I was pretty sure would still hold-of which I have no problem with. Thanks.
    12. W

      Indiana speeding ticket

      What is the name of your state?Indiana/Florida I live in Florida but visited Indiana and received a speeding ticket. Here there are 'ticket clinics' that can go to court for you and sometimes beat the ticket. Also driving schools. I searched the net for stuff about Indiana and didn't see...
    13. W

      non compete and downsizing

      What is the name of your state?Florida My position was just terminated due to downsizing and reorganization of my division of the company. They gave me five days notice of such. I was told by a headhunter (to which I didn't believe) that since it was downsizing position elimination and not...
    14. W

      What to do-Student Visa??

      So you are saying that my nephew is screwed? I suppose the laws are fair and have to be in place. It just seems a shame when he is only 16 and has such a future here.
    15. W

      What to do-Student Visa??

      Florida My nephew came to visit from Brazil on a six month visa. He decided to go to high school while in the US visiting us and has finished a year and a half, with about the same to go to graduate high school. Of course, now his Visa has expired. I should probably add that my wife is from...
    16. W

      possible judgement and repercussions

      A credit card judgment is not going to keep you from leaving the country. However, you racked up the debt. If the job in China is such a low paying job, maybe you should stay in the states and get a higher paying job to pay your bills first. After you have things squared away, then go to China.
    17. W

      Is there any way to block a garnishment??

      They have to go to court and get a judgment before they can garnish your wages. From personal experience, they will threaten you several times before they do this. However, they will go ahead and sue for that amount of money. I would try real hard to get a payment plan worked out. Past...
    18. W

      easy clean up questions

      A lot of your score is based on how long your accounts have been open, even if you are not using them. Be careful in closing some of the old ones. Your score may drop some. Also, be careful in closing some of the ones that have a high credit limit. Even if you don't use them and they show...
    19. W

      I Won....

      Sweet...:)
    20. W

      Denied New Bank Account

      Banks kind of have their own credit reporting agency called Chexsystems. Bad bank stuff stays on your report with them for five years. You can go online and get the address to get a copy of your report. I bet they pulled that.

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