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    1. L

      Filling out Quitclaim deed

      What is the name of your state? Florida I want to have my husband's name on the deed to our home as the mortgage is solely in my name and we wish to get a home equity loan in his name alone. The wording on the document is pretty clear, however does there have to be a dollar amount paid or...
    2. L

      Settlement!!!

      What is the name of your state?What is the name of your state? FL Hi, My mother and I have been battling a credit card company for at least one year trying to settle an old debt. They tried to slip one by my mom by sending a bogus settlement letter several months ago but we cancelled the...
    3. L

      401k loans

      401ks thanks for all the replys. Where in the bankruptcy papers should I list the payments made back to the 401k then? Would it be on Schedule E or F? Or am I seeing that it would rather be listed as a payroll deduction on Schedule I? Just wondering if we need to separate out and list them...
    4. L

      401k loans

      What is the name of your state? FL Hi, I am helping my mother-in-law file a chapter 7 bankruptcy. She borrowed against her 401k in the form of three loans and pays back the loans out of her paycheck. Where do I list these loans? Are they considered secured? I have asked this other...
    5. L

      Reaffirmation question

      Thanks Thank you and I will do that. Heather
    6. L

      Reaffirmation question

      Grief Yes they are through a credit union. Will they give her grief anyway or just if she tries to reaffirm only the car?
    7. L

      Reaffirmation question

      What is the name of your state? FL Hi there, I am requesting this information on behalf of my mother in law who is filing a chapter 7 bankruptcy. She has a car loan through a credit union and also has a signature loan for $3400 from the same bank. She wishes to reaffirm her loan for the car...
    8. L

      Trying to settle with hard hitting collectors

      Thank you I forwarded the message to my mother. Thank you, I appreciate the fast reply! Heather
    9. L

      Trying to settle with hard hitting collectors

      Creditor agreed to settlement, now is playing games... Hi again, The good news is: My mother negotiated a settlement we could all live with! She sent a postdated check for the full amount with the arrangement that she would cancel the check if she did not receive a letter stating the...
    10. L

      Trying to settle with hard hitting collectors

      Thank you Thanks again Ladynred, I don't think much is encouraging to my mother at this point. I do think I had the definition of HOH backwards as she is single with no dependants... we will continue on the course we are going now and hope for the best. I have been doing all the talking to...
    11. L

      Trying to settle with hard hitting collectors

      Settlement battle Thanks for the reply Ladynred, you have been a great source of information to me in the past as well... yes my mother is working, however she retires in March. We are hoping this drags on at least that long so she doesn't have wages that can be garnished... She is head of...
    12. L

      Trying to settle with hard hitting collectors

      What is the name of your state? Florida Hi, I owe a large debt (12,000) in my mother's name. After countless efforts to work out a reasonable payment plan after filing a chapter 7 myself, the debt was finally charged off and is in "finalization". Is that just a word used to intimidate? We...
    13. L

      Credit company won't budge

      Thanks Ladynred, I thought it might be worth waiting to deal with the next people... Unfortunately my mother's credit is getting a bad blemish in the process. Thanks again
    14. L

      Credit company won't budge

      What is the name of your state?What is the name of your state? Florida Here are the circumstances of my dilemma. Just recently filed a chapter 7 bankruptcy. I did it myself and it went over without a hitch! Thanks for the book recommendation... A large debt that I owe is in my mother's...
    15. L

      Income reporting

      Holy spirit Ahh, the riches you'll receive are of the heart. Why so bitter IAAL? Maybe we didn't have this all "planned" out perfectly. Obiously! Would I be in so deep that I would resort to BK if we had? So your "free advice" is screw the child/ punish the mom? Mistakes happen, the only...
    16. L

      Income reporting

      Re: Re: Re: Re: Wow! Oh please, you sound like a whining idiot. You keep talking about "paying" for my child. I am still waiting for that check in the mail! You are so pathetic I don't know why we all keep bothering responding to you. Maybe it is because what you say is so bizarre we...
    17. L

      Income reporting

      Poor Guy Its refreshing and a relief that there are people out there who see things as they really are! Thanks for the reply's and don't worry I won't take his unjustified remarks personally, truly I feel pity for him, there is so much more to life than he apparently can fathom. The fact is I...
    18. L

      Income reporting

      Obviously While you are so incredibly insightful into the lives of others based on one paragraph of information about them, I wanted to share a few obvious characteristics that you have revealed about yourself in your posts: #1: You are a man; this puts you at an automatic disadvantage due...
    19. L

      Income reporting

      Thanks Thanks for the friendly replys!:)
    20. L

      Income reporting

      Oh yeah By the way, since you are so concerned with my daily activities, I was "gone 3 hours" because I went grocery shopping at walmart, then bathed my son and put him to sleep, I even fed myself a little! Who pissed in your corn flakes today to make you so grumpy?

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