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    1. M

      NCP Visitation Rights/Tough Choices

      Snostar, Thanks for your advice! Do you have any advice as to filing pro se? I've represented myself in court before and am comfortable doing so, but never in a family law matter. As I am already aware that the mother intends to deny me visitation rights this weekend, is there anything I can...
    2. M

      NCP Visitation Rights/Tough Choices

      What is the name of your state?What is the name of your state? Florida/CP is in Georgia I have a question, well more of a dilemna, concerning the visitation rights of non-custodial parents. I am the father of two children, ages 8 and 14, and have standard visitation (weekends, spring break...
    3. M

      Question about Bank One

      ...and lawyers wonder why people hate them..... Original creditors mailing fraud affidavits after CRA disputes might still be a rarity, but as I tried to inform you, it is happening more and more. It's been mentioned on several credit repair forums lately. Just because you haven't experienced...
    4. M

      removal of condition

      The answer to your last question is no. There is no way to make the Jacksonville BCIS office speed up a petition. My wife just got her AOS approved after nearly 2 years of waiting. (If they would have delayed just one more week, she would have gotten the 10-yr non-conditional green card). I am...
    5. M

      Question about Bank One

      JetX, If you really believe that statement, then you are truly out of touch with the latest strategies of OCs and CAs. Many, many posters on several credit repair boards have reported that numerous original creditors are mailing similar fraud affidavits when the consumer disputes an account as...
    6. M

      permissable purpose

      Only long enough to drop off my Statement of Claims and pay the Small Claims filing fee. The other party settled before the first hearing, after receiving a good, long set of interrogatories. Your local court will help you with the necessary papers. Here is a sample of my pleading...
    7. M

      Old BK acct haunting me

    8. M

      Old BK acct haunting me

      Reporting as such constitutes continued collection activity, which they CANNOT do on a debt legally discharged in bankruptcy. Give them a summons and see if they still feel the same way! MrKee
    9. M

      Credit Card SOL

      What a pitiful plight you have, having to educate the ignorant and all! You're giving advice to request validation from an original creditor, when there is no legal responsibility whatsoever for the OC to provide such. At least with a set of interrogatories, the OC has to respond. But, hey...
    10. M

      permissable purpose

      The SoL for taking action on this non-permissible pull is two years.
    11. M

      permissable purpose

      Yes, you can file in small claims. I recently collected $1,000 from a department store chain who ran my credit without a permissible purpose. I filed in small claims. MrKee
    12. M

      Credit Card SOL

      Ingore me! Just remember that the original creditor has no legal obligation to validate the debt. You can get all the information that JetX wants you to get, and more, in a good set of interrogatories. They can't ignore those! MrKee
    13. M

      permissable purpose

      What kind of creditor? Credit card? Auto Loan? Mortgage? If you have a current account with this company, then they probably have a permissible purpose to review your creditworthiness. The exception could be such as a closed end loan where the terms are not subject to change, assuming you've...
    14. M

      "30 days past due"

      Probably not! The SOL clock or the 7-year reporting clock have nothing to do with the 'balance date'. Do you know the month you first went delinquent with the original creditor? MrKee
    15. M

      Credit Card SOL

    16. M

      Credit Card SOL

      "I thought I was wrong once, but I was mistaken" If the original poster is sure the debt is past the statute of limitations for collection, then the debt validation is meaningless. That being said, I think you make a very good point to request validation of the debt just to be sure it's...
    17. M

      illegal credit check

      Major lawsuit? Not really! Running a credit check without a permissible purpose is a $1,000 offense. I just collected $1,000 from a department store who ran my credit without a PP (permissible purpose). The salesman shouldn't have run the wife's credit without her permission, BUT, the...
    18. M

      Credit Card SOL

      I'm assuming we're dealing with a collection agency and not the original creditor, but I am unclear from the original post. If it's a collection agency, then the debt validation request should stop them from further collection efforts until they validate the debt, but if it doesn't then you...
    19. M

      Credit Card SOL

      Krystalbubbles, I'm a little unclear about your post. Are you saying they have already filed suit against you? If so, then the fact that the SOL has expired on the debt gives you an affirmative defense. If they haven't filed suit, and are only trying to collect after the SOL, then I would do...
    20. M

      Help going to court!

      IAAL, I understand what you're saying....you can lead a horse to water, but.... As I stated earlier, the best action for Sun is to learn his/her rights under the FDCPA and FCRA...and quickly. The worst thing Sun can do is stay scared and do nothing. But Sun will have to do this on his/her...

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