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Yes, see an attorney.
My debt collector tried adding a 50% collection fee which was not in the original contract so not allowed in AZ.
Debt collector and Debt collector attorney paid $3500 + actual debt of $974 without admitting guilt.
My attorney kept most of the money but the debt is paid...
In my case what happened was I missed the 30 day window with the collector but when I was sued I sent a validation request to the attorney who was suing me, he attempted to default me without validating and my attorney threatened to sue him, his company, and the collection agency.
Without...
http://www.superiorcourt.maricopa.gov/justiceCourts/Info/civilsuits.asp#i
YOUR ACTION WILL BE DISMISSED IF THE SUMMONS AND COMPLAINT HAVE NOT BEEN SERVED WITHIN 120 DAYS OF THE FILING OF YOUR COMPLAINT.
EDIT: Are you saying the filing date was then or the date for something else?
Ok Ok, I take it back!
I saw my lawyer today and he says the debt collector attorney added that thing about arcp himself and it is not factual.
Yes he agrees with you guys on the serving thing too.
Sorry for the grief ladynred.
Anyways those are the reasons I actually use attorneys rather...
I'm not scrambling!
Actually if I know how to read I'm right, serving someone other than me is a violation of Federal Law.
http://www.ftc.gov/os/statutes/fdcpa/letters/berger.htm
3) Because of Heintz v. Jenkins, all pleadings must be considered "communications" if they convey "...
Arizona law requires that I invoke my right to request validation of the debt if I wish to preserve those rights.
Included with summons
Once again you have given false information LadyNred.
Regarding my answer, you are right I should be citing the numbers in the complaint. I will refer to...
3 year sol?
I'm seeing some references to a 3 yr SOL in AZ on open ended accounts.
The closest I can find is A.R.S. 12-543
Does that mean 3 years or does line 1. "not evidenced by a contract in writing" put me back to the six year SOL?
Last question, can I get an opinion on this answer...
What is the name of your state? AZ
My girlfriend was served notice. She is not my spouse. Is this a violation of the FDCPA § 805 (b) or is it exempt since it was service of summons? The "summons" was the court documents and a copy of one contract unsealed.
The collector lists the debt as...
I used to work for AT&T. The local company controls the lines, ie, programming, routing, whatever you want to call it. AT&T or any long distance provider can not cancel your intralata or interlata long distance service. Only the local company can cancel which they will charge between 5- $10...
What is the name of your state? AZ
I am in a two year contract with my wireless provider. They are changing networks and are requiring me to either change my plan, an increase of $30 a month, or allow me to cancel without penalty. My provider has a mandatory arbitration clause. Is my...
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