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What state do I file?
What is the name of your state (only U.S. law)? Georgia. We "own" property in Kentucky, that should have been processed as a Deed in Lieu, July 2004. Mortgage Servicer never processed and filed the DIL, charged off the loan 2006. And now says that we are responsible for all past due/future tax...- Tankerwife
- Thread
- Replies: 0
- Forum: Mortgages, Refinancing & Foreclosure
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Incorrect DD-214
What is the name of your state? Georgia My husband is deployed with the GA National Guard. Before he left, he was relieved from AGR status and given a DD-214. We just found out the DD214 is incorrect. They took his NET ACTIVE SERVICE THIS PERIOD and added it to the TOTAL PRIOR ACTIVE SERVICE...- Tankerwife
- Thread
- Replies: 5
- Forum: Military Law
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Crooked Lender?!
Sounds like you have a daily interest loan. Check your loan documents to see how your interest is calculated. Or perhaps you have a pre-payment penalty.- Tankerwife
- Post #2
- Forum: Mortgages, Refinancing & Foreclosure
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Ch. 7 filed and discharged 1996
I was thinking it was 10 years but couldn't honestly remember. Thanks for the info.- Tankerwife
- Post #3
- Forum: Consumer Bankruptcy
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Ch. 7 filed and discharged 1996
What is the name of your state?KY at the time. I am still finding that companies are still reporting our accounts as BK. It has been nine years. Can I and should I contact the credit bureaus to get this info removed?- Tankerwife
- Thread
- Replies: 2
- Forum: Consumer Bankruptcy
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Sears Breach of Reaffirmation Agreement
You should go back to your Bankruptcy Atty.- Tankerwife
- Post #4
- Forum: Consumer Bankruptcy
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very high mortgage payment
Generally when you refi, most mortgage companies fail to collect enough to start your initial escrow account. Thus creating a escrow shortage. I would check your Settlement statement to see how much they collected up front. Did you buy chance get a escrow refund from your previous mortgage...- Tankerwife
- Post #6
- Forum: Mortgages, Refinancing & Foreclosure
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Dealer forged documents
Thank you for your responses. I have contacted a lawyer. He has negotiated a deal to release the Dealer of all liability if they will refund the $1895 we paid for the extended warranty. I am not sure what to do. We do know there is a major problem with the AC and possible more trouble with the...- Tankerwife
- Post #4
- Forum: Consumer Contracts, Guarantees and Warranties
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Simple Interest or coventional
When Bank of America mortgage purchased Boatmen's Bank in late 1990's we ran across a lot of loans that were being serviced incorrectly. I found a lot of loans had been calculated incorrectly for years. Sometimes, we had missing histories and only could guess what was owed or when the loan...- Tankerwife
- Post #4
- Forum: Mortgages, Refinancing & Foreclosure
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Dealer forged documents
What is the name of your state? Georgia We purchased a used car from a dealership Sept 2004. Our original Retail Installment contract states that we paid $1895 for a extended warranty through 1st Extended Service Corp. My car needs transmission repair. I have found out that the dealer switched...- Tankerwife
- Thread
- Replies: 3
- Forum: Consumer Contracts, Guarantees and Warranties
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Statute of limitations
Apparently, its 15 years.- Tankerwife
- Post #2
- Forum: Mortgages, Refinancing & Foreclosure
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No Tag
They completed the title work on 12/14 and mailed the info on 12/17. However, they(the dealership) mailed it to my old address. The clerk advised for me to file a complaint with the BBB and with the state licensure.- Tankerwife
- Post #4
- Forum: Consumer Contracts, Guarantees and Warranties
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Statute of limitations
What is the name of your state? Kentucky Can someone please tell me the statute of limitations for foreclosure in Kentucky? We have been fighting with our mortgage company since 2000 to go ahead and F/C. Thanks- Tankerwife
- Thread
- Replies: 1
- Forum: Mortgages, Refinancing & Foreclosure
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No Tag
What is the name of your state? Georgia I purchased a used vehicle on September 1st and as of today I have yet to received my car plates. I have called the dealership many times. They keep telling me that they have yet to receive funding from the lender. Once the funding has been received they...- Tankerwife
- Thread
- Replies: 3
- Forum: Consumer Contracts, Guarantees and Warranties
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Refinanced Home and Mortgage Co. sold my loan to another comany
Selling and purchasing loans is all part of the mortgage servicing business. Yes it is legal to sell your loan. Send a letter to the Research department, by certifiied mail. Your request should include any documentation, like your Mortgage, Note or Deed of Trust that shows the lower interest...- Tankerwife
- Post #2
- Forum: Mortgages, Refinancing & Foreclosure
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Car Dealer Problems
What is the name of your state? Georgia We purchased a used van August 2nd and have yet to received our perm. car tags. I currently have my 4th temporary tag on my van. I talked to the dealer last week and they still have not received funding. There have been many issues with getting...- Tankerwife
- Thread
- Replies: 0
- Forum: Consumer Contracts, Guarantees and Warranties
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escrow payment problem
When was your Insurance Premium due? If it was was due the same time you refi'd, once of two things can happen. One your old mortgage company should have paid the premium out of the old escrow account. Two, you should have paid the premium using the escrow refund you received from the old...- Tankerwife
- Post #3
- Forum: Mortgages, Refinancing & Foreclosure
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Must she sign the papers??
Sounds like Dad is trying to get Mom to co-sign the mortgage loan. Apparently he will not qualify for the loan with out her signature and her good credit rating. DO NOT LET HER SIGN THE PAPERS. She will be obligated to pay the mortgage if he goes into Default. A mortgage company is not going...- Tankerwife
- Post #3
- Forum: Mortgages, Refinancing & Foreclosure
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How do I proceed?
What is the name of your state?What is the name of your state? Georgia is where I live, Kentucky is where the incident happened. Winter of 2000, I fell down my back steps. I went to the doctor because of the extent of my injuries. I was sent for x-rays with in 48 hours of the fall. When I...- Tankerwife
- Thread
- Replies: 3
- Forum: Medical and Health Care Malpractice
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Dealer Auto financing fell through, mileage cost question
What is the name of your state?What is the name of your state? GA We took possesion of a 2004 Durango on August 2, 2004. We paid the dealer $10K in the form of a cashier's check for our downpayment. They assured us they could obtain financing through Chrysler Credit despite our dismal credit...- Tankerwife
- Thread
- Replies: 1
- Forum: Consumer Contracts, Guarantees and Warranties
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