• FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018.
    By continuing to use this site, you are consenting to our Terms of Service and use of cookies.

Search results

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

Google Search Results Community Search Results

    1. G

      Security Interest/Store Issued Credit Cards

      That is exactly what I was about to ask. I'm curious as to what Best Buy or Circuit City could legally do to you if you sold the property a while back to help pay off your debts. I think the best bet would be to say that you had to sell the property to pay off debts because if you say it was...
    2. G

      Security Interest/Store Issued Credit Cards

      This is interesting. It seems like the lawyer you talked to said it was pretty much mandatory in a no-income situation to give the merchandise back. However, I've read on this site that the creditor would have to file a replevin or something to get the property back, IF it was financially...
    3. G

      Account Balance at Filing/Best Buy

      I guess they are having a better sale than they thought they were, lol. ;)
    4. G

      Account Balance at Filing/Best Buy

      I hope to get some light shed on this situation also but it seems like there are only a couple people on this forum that give info and about 500 that request it, lol. I feel sorry for them since they are few and far between and have so many questions to answer. EDIT: Doing this helped me...
    5. G

      Chapter 7 Income Requirements?

      Thanks. I've got an appointment with a bankruptcy attorney in Albuquerque on February 4th so I hope all goes well.
    6. G

      Chapter 7 Income Requirements?

      I owe about $17,000 in credit card debt and medical expenses. I realized this today after getting my credit report. I have no income from employment because I am not employed. I work 30 hours a week to pay back a very large debt that I owe to a family friend. Labor=money in this case. I get...
    7. G

      Chapter 7 Income Requirements?

      What is the name of your state? New Mexico I was reading this web page, which is for Arizona I believe: http://www.vreh.com/bankruptcy/7.htm This part REALLY caught my attention: "If you do not have any income at all, not even gifts from friends or relatives then you are not eligible to take...
    8. G

      Bankruptcy Reform Bill???

      Lol, good one.
    9. G

      Property Purchased with Credit Cards

      Thanks for the reply. I'm not too concerned about either item, I just wanted to know more about the process.
    10. G

      Property Purchased with Credit Cards

      To the top.
    11. G

      Bankruptcy Reform Bill???

      The only reason I want to wait that long is because of the recent transfer of car titles from me to my mom. I am told that this will probably get my case dropped so that I won't be able to go through with chapter 7 if the trustee sees this. I am told that transfering property within one year of...
    12. G

      Bankruptcy Reform Bill???

      So I should probably be okay as long as the Trustee knows that I pretty much had to do what I did to pay my mom back. See, the thing is, I had a decent job clearing about $400 a week a couple years ago and my mom bought two vehicles for me and I was paying her back. Since I lost that job and...
    13. G

      Bankruptcy Reform Bill???

      Very true. I would file sooner but I have a major problem. On 11/22/2004 I gave my two vehicles to my mom as a birthday gift and to pay her back some of the debt that I owe her also. I still drive one of the cars occasionally but I'm told that a BK trustee will scrutinize this as fraud because...
    14. G

      Bankruptcy Reform Bill???

      What is the name of your state?New Mexico I was just reading on a site about chapter 7 bankruptcy earlier when I noticed something alarming, to me anyway. It said at the bottom of the page that chapter 7 will be hard for most individuals to do once George W. Bush gets his bankruptcy reform bill...
    15. G

      Filing Bankruptcy

      Thanks for the response, anabanana. Unfortunately you do not know my whole story. In my particular situation the choices are either a judgement with interest or chapter 7 bankruptcy. I'll take chapter 7 any day over a judgement. I simply can't pay my debts and thats all there is to it. It may be...
    16. G

      Filing Bankruptcy

      I'm pretty sure the Albuquerque Journal does and residents in my town get this paper every day. I'm just curious because my mom told me that she found out yesterday that our friends declared chapter 7 by reading the Albuquerque Journal. Also, please give your opinion on my other thread...
    17. G

      Property Purchased with Credit Cards

      What is the name of your state?New Mexico I am planning on filing chapter 7 and I have a potential issue that I need clarification on. I noticed that the NM federal exemptions http://www.newmexicobankruptcy.com/fed.html include fitness/health equipment but the Bowflex I bought was through...
    18. G

      Filing Bankruptcy

      Another question: Could I keep my name out of the newspaper? My dad and I have the same name, which is Timothy, but I go by T.J.. If I can't keep it out of the paper can I at least change it to T.J. so that people won't think that its my dad who is filing chapter 7? I live in a tiny town and...
    19. G

      Filing Bankruptcy

      Since I don't own a home or any real property, can this "unused portion of homestead" of $8725 be used as a "WILD CARD" to make my vehicles exempt? Here is the page I'm talking about: http://www.newmexicobankruptcy.com/fed.html Also, would everything be okay if I went and had my vehicles...
    20. G

      Filing Bankruptcy

      Well, how about I get my Acclaim back into my name and keep the Camaro as it is? I know it is wrecked but Kelly Blue Book priced it at $4040 earlier tonight with major body work needed and a salvage title, according to their "walk around" trade-in pricing option. I honestly believe that I...

Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential
Top