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I dont think that is necessarily true -- paying off a debt does not automatically improve credit rating.
I dont know this for sure but I think if you have an R9 you can only get it up to R7. I doublt that means anything in terms of the actual FICO score.
So my question was -- does anyone have...
does pay for delete work?
Just wondering -- does anyone know if pay for delete can be negotiated? I cant see why not as the creditor does have the right to delete the record with the CRA's. There is nothing illegal about. They are not required by law to faithfully report everything. If you have...
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