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What is the name of your state? CO
As I posted earlier - I received a collections attempt from an agency concerning an account that was paid in full 4 years ago. I first heard from them about a month ago and promptly submitted another dispute through Transunion, and sent a letter of dispute to...
Did your husband actually take his name off the account or just change the address? If he only changed the address I would imagine he is liable for the debt his ex accrued. If he did take his name off the account and the credit card people screwed up - then I would say call the credit card and...
Unfortunately since I am going through the same garbage with DMB - I don't really have any advice except to say that your evidence from DMB and Transunion is pretty sound. I can't imagine that in the face of all that evidence - they could have much of a case against you.
What a pain in the...
What is the name of your state? CO
As per an earlier thread - I have a collections agency chasing me for a fradulent charge (I paid the balance, closed the account only to find they've been charging me for some BS finance charge for something for the last 4 years) I wrote a letter of dispute...
I would think that unless the family member gave permission in writing, or in front of reliable witnesses who would be willing to testify that it's going to be hard to prove that permission was granted.
Thank you for your advice -
I actually did (against the credit report agency's advice) call the credit card company. They had no record of me ever having a credit card, and I wasn't in their collections department. I did not have any success - as they claimed that I never existed. Arghghg...
3 or 6 years
I have just been investigating this myself - my lawyer friend did some research for me and all evidence points to 6 years. I guess there have been some rather recent changes in the laws so the online info that you'll find saying 3 years is no longer accurate.
I was pretty bummed...
What is the name of your state? CO
I need some advice.
I paid off and closed my Direct Merchants Bank Mastercard in 2001. I never heard from them again. Over a year went by and thinking they were long gone I destroyed all my records. I discovered about a year and a half later that DMB was on...
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