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    1. K

      Money Judgement

      What is the name of your state (only U.S. law)? Wisconsin Lost my job last year and got seriously behind on bills. Went from 70K to 35K a year. I got behind on a debt a high risk commercial loan. Started at 2222 and I have paid $2425 back and owe about $535. I offered them $300 to settle...
    2. K

      Repossession Question

      What is the name of your state (only U.S. law)? Minnesota I lost my job of 10 years last May. Was laid off as a result of the office closing. I have been behind on my car payments since last October. In December I received a "Notice of Default/Intent to Repossess". I was told to make a...
    3. K

      Original Birth Certificate

      What is the name of your state (only U.S. law)? Minnesota I was adopted at birth in 1964. In the 80's I found my birth mother and father. I did not have an ongoing relationship more so because of her husband. Both my natural mother and her husband have passed away. Could I petition the...
    4. K

      Being Sued by Universal Lenders

      What is the name of your state (only U.S. law)? Minnesota I took out a loan from Universal Lenders out of Wisconsin. I live in Minnesota. I was out of work for a period of time and defaulted. I have been trying to catch up on payments and was now served with papers today. I owe the debt...
    5. K

      What happens when you lose your job

      What is the name of your state (only U.S. law)? Minnesota I was notified that my position has been eliminated. I dont have much if any in savings and my lease wont expire for a while. What happens if you can't pay rent. What is the eviction process. A former coworker who was laid of a...
    6. K

      Landlord Issues

      What is the name of your state (only U.S. law)? Minnesota I have lived in my place for over 6 years. I have rented from the same landlord and paid my rent. This place is slowly running down. I have repeatedly in writing asked him to replace and fix things. Last summer July 2011 the AC unit...
    7. K

      I can no longer afford to rent my apartment.

      What is the name of your state (only U.S. law)? Minnesota I have recently taken a reduction in income which is causing to not be able to afford the place I live. My rent is 1300 a month and my lease expires in October. There is no way I will make it until then. Getting a roommate or a...
    8. K

      Chapter 7 Question Options

      What is the name of your state (only U.S. law)? Minnesota After a bad divorce I filed for a chapter 7 in February 2004, the bankruptcy was discharged without any issues in June 2004. I was unemployed due to illness in 2007 and had to file a chapter 13. I filed the chapter 13 in January of...
    9. K

      I am not entitled to a discharge.

      What is the name of your state (only U.S. law)? Minnesota In 2004 I filed for chapter 7 after going through a horrible divorce in which my ex-husband refused to pay anything. I had his car company coming after me even after court stated it was his responsibility (entirely different subject)...
    10. K

      Permission to assume new debt during 13

      What is the name of your state (only U.S. law)? MN. I filed a Chapter 13 in January 2008. Included in my 13 was my Dodge Caravan car loan. At the time I was a couple of years into the car loan but the "declared" amount that Capital One claimed in my 13 was much more then the van was worth...
    11. K

      Break lease to buy a house

      What is the name of your state (only U.S. law)? Minnesota Does anybody know if the law in Minnesota allows a person to break a lease if they are going to purchase a house. I had been told by 2 or 3 people they thought so, but can't find anything on it. My landlord is not being cooperative. I...
    12. K

      My ex owes me past due child support potential contempt

      What is the name of your state (only U.S. law)? Minnesota I have been divorced since 1997. My ex husband has routinely NOT paid child support and currently owes me a whopping $85,000 in past due child support. He works part time at the Army reserves, so I might get $75.00 in 1 month. We had...
    13. K

      Not renewing lease and moving out

      What is the name of your state (only U.S. law)? Ramsey County Minnesota. I am not going to renew my lease for several reasons. First being the landlord is not responsive at all to repairs. I currently rent a side by side home and rent the 1 side. When I moved in it was not painted...
    14. K

      I think I am going to jail

      What is the name of your state (only U.S. law)? Minnesota In July I got wrapped up in some internet pay day loans. If you are not familiar with payday loans its like getting loan from the mob. I took out a 1300 dollar loan and paid 614 a month in July, August and September just in interest...
    15. K

      I think I am going to jail

      What is the name of your state (only U.S. law)? Minnesota In July I got wrapped up in some internet pay day loans. If you are not familiar with payday loans its like getting loan from the mob. I took out a 1300 dollar loan and paid 614 a month in July, August and September just in interest...
    16. K

      Late payment to trustee

      What is the name of your state (only U.S. law)? Minnesota I was late on my payment to the trustee. It was due on the 20th and I mailed it 6 days late, which is yesterday. I totally forgot about it. Today when I get home there is a notice that a certified letter waiting for me at the post...
    17. K

      Late payment to trustee

      What is the name of your state (only U.S. law)?LOL I hit enter to many times!!!!!!
    18. K

      Rights

      What is the name of your state? Minnesota Does Minnesota have a Grandparents rights laws. My situation is my former in laws have said some pretty damaging things regarding my children. My kids father isn't involved and was wondering if there is any backing behind the grandparents threats...
    19. K

      Final Paycheck

      What is the name of your state? Minnesota What is the law regarding final paychecks. I gave 4 weeks notice, my last day is on January 5, what is the legal amount of time they have to get my final check and vacation pay to me? Also, is there a law as to how long they have to get my 401k money...
    20. K

      Can I move

      What is the name of your state? Minnesota I have sole physical and legal custody of my two children age 11 and 13. There father (my exhusband) has court ordered supervision, but hasn't visited them in about a year. I am being offered a job in a different state which pays much more money...

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