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    1. C

      Fake cashier checks and money orders

      What is the name of your state?Washington I have been reading alot about this scam and the people who fall for it. My question is since this is a on going scam and most banks and credit unions should be aware of it by now,, why isnt more being done to keep this from happening.
    2. C

      Community Property State and Military

      What is the name of your state?Washington We live in a community property state and we are military (home of record is Arkansas). I have a debt that was put on my husbands credit reports because we live here in Washington. How does this whole community property thing work if you are not...
    3. C

      Section 809 b

      What is the name of your state?Washington State Hello,, I was looking over a my hubbys new updated credit reports and noticed that Cavalry Portfolio Services has listed an old ATT wireless debt. Back in April/May they sent me a letter about the debt. I called them and disputed the debt and in...
    4. C

      Credit Report

      What is the name of your state?Washington I got a copy of my hubbys credit report and there is a collection item on there for $12.00 and yes it says 12.00. I thought I had read somewhere that there was a minimum amount that could be reported. I dont remember where I read that or if it is even...
    5. C

      Charge off

      What is the name of your state?Washington Hello, I just recently found out that a creditor of mine charged off my account. I have a couple of questions. What is the earliest time frame a creditor can charge off an account? I was 3 months behind and would have been 4 months behind as of...
    6. C

      Collection and Validation

      What is the name of your state? Washington State Hello, I recieved a letter from Cavalry telling me they bought an old ATT wireless bill of ours. A little background info, we have proved to ATT and the three other collections that has had this debt that we do not owe this. The last proof was...
    7. C

      What can happen by doing a stop payment on a check! Help

      She could turn it over to Telecheck,, and if that happens you can forget about writing any more checks until that check is taken care of.
    8. C

      Can eBay buyer really sue me?

      May I ask what kind of bag it is? If it is a Dooney and Bourke there is a red, white,and blue tag on the inside with a serial number on it.
    9. C

      Sscra

      What is the name of your state?WA Hello I am needing some information on this SSCRA. I am having problems with on of my husband's creditors. Back on September 30th I mailed and faxed in my hubbys deployment orders to his creditors. All buth this one has adjusted the interest on his accounts...
    10. C

      What Next

      Thank you for the help. I was hoping since we were past our 1 year contract with them, it would be an open ended account. I was hoping to tell them to kiss my a$$. Well I guess I will continue to get all of my paperwork together and sue. And those who have and are going through the same...
    11. C

      What Next

      Hello! I have a new question about this whole ATT wireless thing. Since we were pasted our contract with them, would this account fall under an open ended account? I have filed my complaints with the FCC and I am getting my information and proof together to file a lawsuit against ATT...
    12. C

      unusual repo question

      Actually you can send your POV overseas as long as the bank gives you permission to do so. But of course you have to setup direct payment to be able to do that. He needs to setup an allotment to pay his car payment, and if he wants to ship it over to Germany, he needs to ask the bank and get...
    13. C

      unusual repo question

      So why cant he start an allotment to pay the payment? Also he can ship the car over to Germany when he is done with Basic training and AIT.
    14. C

      What Next

      I still have the contract, I can look through my bank statements and find the check and call the bank to get a new copy of it.
    15. C

      What Next

      Hello! I just got info back from NCO, they sent be old bills as proof of the debt. Now they want the money. The amount in dispute is a payment never credited and a cancellation fee. We were well past the one year mark of our contract with ATT, matter of fact we were on a month to month since...
    16. C

      Charge off to bad debt

      Good luck with getting it removed off your credit report. We are fighting them on the same issue. I thought you had to be behind 6 months before they would do a charge off. But AT&T does it different for some reason.
    17. C

      What Next

      There is an AT&T Wireless Investagation Team listed on the report, they have it as charged off. I dont know if they are a collection agency or not, I believe they are. We have disputed this with them and asked for validation with no results. I just found out about NCO on Saturday, I am...
    18. C

      What Next

      What is the name of your state? Washington State Hello! I mailed out on October 28th (CM RR) a dispute and validation letter to a agancy that has an AT&T wireless debt they say we owe. I just found out that, they in turn have sent this account to NCO. I learned this from our credit report...
    19. C

      UPS lost my package

      When you use UPS to mail your items, there is 100.00 in insurance on the package. If the package is more than 100.00 in value you should pay to get the extra insurance. If you decide not to get extra insurance and the package is lost or damage you are going to be out what the insurance didnt...
    20. C

      Collection Question

      I got a letter from the collection agency in August. This agency bought the debt from another agency. When I first talked to them I disagreed with the amount they said I owed. I questioned where they came up with the extra 550.00 I did send in a payment to them in August only because I do...

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