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• 1. M

     Disability Insurance Exclusion Rider Challenge

     What is the name of your state (only U.S. law)? PA I have an UNUM Own Occupation Disability Insurance policy that I have been paying into for over 10 years at ~$200/mo. I have been having lower back pain and leg numbness and my doctors have said I qualify for disability. When I just checked my...

     • marchionni
     • Thread
     • Dec 2, 2009
     • Replies: 2
     • Forum: Disability & Long Term Care Insurance
  2. M

     Legality of Exclusions

     I have serious lower back problems which my doctors have determined qualify me for disability. I just reviewed my Unum Disability Insurance policy that I have been paying into for over 10 years. It is an expensive "own occupation" policy ($200+ per month). In reading it I noticed an "Exclusion...

     • marchionni
     • Thread
     • Dec 2, 2009
     • Replies: 0
     • Forum: Disability & Long Term Care Insurance