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2nd mortgage forclosure

  • Thread starter Thread starter wgcaff
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wgcaff

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What is the name of your state? Louisiana
i filed bank ruptcy 4 years ago it started out as a chapter 13 and i was paying the trustee over 800 a month for about 8 months the second morgage company called and said they had not recieved any moneys then when i queistioned the trustee about it he said my case was being converted to a chapter 7 and i kept my house out of it i continued making my mortage notes on the first mortgage and i called the 2nd mortgage holder they said they couldnt talk to me because i was under bank ruptcy after the bank ruptcy was finaled i contacted them again and never heard any thing back from them its been 3 years and now they turned it over to a colletion agency to forclose on my property my ?? is my firts mortgage is current and nevewr been late can the collection agency forclose on my house and make me move or can they just put a lien on it
 


HomeGuru

Senior Member
wgcaff said:
What is the name of your state? Louisiana
i filed bank ruptcy 4 years ago it started out as a chapter 13 and i was paying the trustee over 800 a month for about 8 months the second morgage company called and said they had not recieved any moneys then when i queistioned the trustee about it he said my case was being converted to a chapter 7 and i kept my house out of it i continued making my mortage notes on the first mortgage and i called the 2nd mortgage holder they said they couldnt talk to me because i was under bank ruptcy after the bank ruptcy was finaled i contacted them again and never heard any thing back from them its been 3 years and now they turned it over to a colletion agency to forclose on my property my ?? is my firts mortgage is current and nevewr been late can the collection agency forclose on my house and make me move or can they just put a lien on it

**A: the second mortgage lender has the same foreclosure rights as the first mortgage lender.
 

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