Also if there is a judgement

[JANICE2005]

What is the name of your state?new jeresy, if there is a judgement won against me as this paper from the court I just recieved says, what does that mean? what will happen now, I dont have the money and I dont have anything thats really worth that amount either? thank-you, janice

 

[JETX]

if there is a judgement won against me as this paper from the court I just recieved says, what does that mean?

It means that someone sued you.... and got a judgment against you. That judgment gives them additional rights to seize, levy and/or garnish any non-exempt assets you might have.

what will happen now, I dont have the money and I dont have anything thats really worth that amount either?

Lots of things COULD happen, including garnishing your wages, seizing your bank account(s), seizing any non-exempt assets (vehicles, property, etc.) that you might own.

 

[JANICE2005]

hello , thank you for the fast reply

new jersey, , i know they were suing me, but my court date wasnt until oct 6 05 ----thats what im really confused about,how did they win a judgement already before court? plus, do you know what items are exempt for new jersey, I dont have a house or car or anything of any real value? thank-you, janice

 

[Some Random Guy]

If you have a banking account, you might find it froxzen or empty in the near future.

Go find out how the judgement was won before the court date.

 

[JANICE2005]

Thank -you , if a judgement is won against someone,

new jersey, what happens next? This is probably a dumb question, but do they come to where you live to go through your personal belongings, your home, etc. to take anything that may be able to be sold towards the judgement amount they have won against you? as they can do to your bank account, Im just wondering, thank-youi

 

[JETX]

new jersey, what happens next? This is probably a dumb question, but do they come to where you live to go through your personal belongings, your home, etc. to take anything that may be able to be sold towards the judgement amount they have won against you? as they can do to your bank account, Im just wondering, thank-youi

There are several different things that 'could' happen... ranging from being called to court in a 'debtors exam' (where they ask you all kinds of questions trying to locate assets) to a 'notice' that your bank account has been seized to a knock at the door by a couple of sheriff deputy's wanting to 'look for assets'.

 

[JANICE2005]

Hello, for real, they can come into your home & go

nj,through your stuff? janice

 

[JETX]

nj,through your stuff? janice

If you don't pay a judgment, the deputy(s) can knock on your door and make a demand for payment. If you refuse, they will simply start asking you LOTS of questions... do you own a television, car, bank account, etc. They can do pretty much anything..... as long as they do NOT breach the peace. They cannot crawl through your window and check your underwear drawer.
Wouldn't it be simply to just pay what you owe???

 

[JANICE2005]

Thank-you jetx, yes you are right

nj, it would be very good to pay it, but I honestly do not have it, I do not own a home or any real property other then personal items, clothing etc.,Im 52 and live in a small apt., no savings, but I do wish I could pay my debts.