Skywalker877
Junior Member
What is the name of your state? NJ
A law firm debt collection agency put a levy on my account. The amount owed to them was $461.69. They put a levy on me for my entire account which was close to $1700. I called the law firm and they told me that the levy should have only been for the amount owed. I called me bank and there was nothing they could do. I went to the law firm on Monday and paid them in cash and got a receipt in the amount of $461.69.
They tried calling the sheriff who ordered my bank to put the levy on my account but the sheriff couldn’t do it until today (Tuesday morning). For the past few days there has been a “Pending Transaction” in my account of the entire amount that was in my account. I teach piano and had a rent check bounce to the store I rent my room from. The check was for $452. If they had correctly placed the levy in the amount of $461.69, my check would not have bounced and everything would have been fine.
Today I look in my account and they have completely withdrawn the money out of my account and gave me a $125 fee. The total amount they have basically stolen from me now is $1689.94 AND I gave them $461.69 in cash yesterday to pay the bill.
They are claiming that it is going to come out within 24-48 hours. Now my problem is this: I have a rent check that I am very fearful of bouncing.
Two questions:
1 – If they place a levy on my account to freeze the money, why would they withdraw it?
2 – Can I get them to reimburse me for the $35 bounced check fee from my bank? I DO have a letter from them saying “Your balance at the time of the bank levy was $461.69 which is the amount that should have been levied from your bank account”. If they had done it correctly, the check would have cleared.
3 – Can I pursue any legal actions against them?
Thank you
A law firm debt collection agency put a levy on my account. The amount owed to them was $461.69. They put a levy on me for my entire account which was close to $1700. I called the law firm and they told me that the levy should have only been for the amount owed. I called me bank and there was nothing they could do. I went to the law firm on Monday and paid them in cash and got a receipt in the amount of $461.69.
They tried calling the sheriff who ordered my bank to put the levy on my account but the sheriff couldn’t do it until today (Tuesday morning). For the past few days there has been a “Pending Transaction” in my account of the entire amount that was in my account. I teach piano and had a rent check bounce to the store I rent my room from. The check was for $452. If they had correctly placed the levy in the amount of $461.69, my check would not have bounced and everything would have been fine.
Today I look in my account and they have completely withdrawn the money out of my account and gave me a $125 fee. The total amount they have basically stolen from me now is $1689.94 AND I gave them $461.69 in cash yesterday to pay the bill.
They are claiming that it is going to come out within 24-48 hours. Now my problem is this: I have a rent check that I am very fearful of bouncing.
Two questions:
1 – If they place a levy on my account to freeze the money, why would they withdraw it?
2 – Can I get them to reimburse me for the $35 bounced check fee from my bank? I DO have a letter from them saying “Your balance at the time of the bank levy was $461.69 which is the amount that should have been levied from your bank account”. If they had done it correctly, the check would have cleared.
3 – Can I pursue any legal actions against them?
Thank you