being sued for bounced checks.

[midasdx]

n.j. I'm being sued by a major corporation for breach of contract, i bounced 2 checks totaling about$2,000. i don't have a criminal record. it's never happened before. i missed two payments according to the contract and they deposited all of the checks, they bounced. i have a court date tomorro, what can i expect?

 

[racer72]

The company suing you will show the judge the bounced checks and other proof that you did not pay your bill on time. They will probably ask for a judgement against you totalling the amount of the bounced checks, any lawyer and court fees, and a collection fee for the bounced checks (amount varies according to state law). Before the hearing the lawyer for the plaintiff will probably want to make a deal to avoid the court hearing. This would be the time to make a deal. You will promise to pay for the bounced checks and possibly the lawyer fees and they will drop the rest. If you fail to appear, they will take you for the whole ball of wax. This is a civil matter, not a criminal matter, this will not cause you to have a criminal record.

 

[I AM ALWAYS LIABLE]

n.j. I'm being sued by a major corporation for breach of contract, i bounced 2 checks totaling about$2,000. i don't have a criminal record. it's never happened before. i missed two payments according to the contract and they deposited all of the checks, they bounced. i have a court date tomorro, what can i expect?

My response:

In New Jersey, as in most States, there are both Civil and Criminal penalties attaching to "rubber checks".

If the "major corporation" attorney also wants to turn the checks over to the District Attorney for prosecution, he can. If you want to know more about what can happen to you, click on this site:

http://www.nationalcredit.com/badcheck.html

Good luck.

IAAL