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BK Q? Damaged Lease Vehicle

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Jasonace

Junior Member
What is the name of your state? California

We are broke. Declaring Ch 7 (no asset) Bankruptcy. Wife was in an accident last year - totally the other guys fault. We received a check for repairs and spent it to survive: Rent/Health Ins./Food, etc. with the intention of fixing the car before the lease was up when the economy got better for me.

Well things turned worse, and we can't afford anything.

This damage on the vehicle that is being surrendered has already been paid for by the damaging party via insurance payment. But we are declaring BK and most of our debts are being wiped.

Can we be countersued at a later date?
For the $3500? Or for the full amount of loss?
Was this a criminal violation in any way, IE should we find alternate ways to finance the car so it doesn't go back to the financing co(title owner)

If we don't turn it in - we will have to turn it in Feb 2009 anyways, and there is no guarantee that we will be able to repair it by then anyways.


Thank you for your input in advance.What is the name of your state?
 



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