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Can a balloon payment be in a purchase money mortgage?

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Jsgii

Junior Member
What is the name of your state (only U.S. law)? New York.

I recently signed a purchase contract through a real estate agent that listed my property. In the real estate sales contract I agreed to sell via a purchase money mortgage. It states 'the buyer shall deliver a bond and first mortgage to seller at closing. In the amount of X for a term of 15 years at 4.5 interest per year, etc...Principle balance shall be all due and payable 15 years from date of closing.....The mortgage shall include a clause that it is assumable only with the consent of the seller...' With all that under the purchase money mortgage section in the contract can I still request a balloon payment as long as it's written in the note?
 



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