bigcreditmess
Junior Member
What is the name of your state? MD
I am starting to try and repair my credit. I have been reading alot here and other sites and I see alot of info. but its so hard to soak it all in . I don't want to mess up the process so I need help getting started.
I have some paid collection accounts and Paid settlements that say legally paid for less than amount owed.They are from 2000/2001 . and none of the have reported since2001 .
My question is what is the first step in getting them removed from the CR ?
I have read about DV the OC and ask for cert. of dist. and I have read about disputes to CRA .
My problem is , being new to this I have NO IDEA what to do first.
I dont want to mess up ...please help !!!
I really want to start the process but I dont want to mess it up.
I am starting to try and repair my credit. I have been reading alot here and other sites and I see alot of info. but its so hard to soak it all in . I don't want to mess up the process so I need help getting started.
I have some paid collection accounts and Paid settlements that say legally paid for less than amount owed.They are from 2000/2001 . and none of the have reported since2001 .
My question is what is the first step in getting them removed from the CR ?
I have read about DV the OC and ask for cert. of dist. and I have read about disputes to CRA .
My problem is , being new to this I have NO IDEA what to do first.

I really want to start the process but I dont want to mess it up.