car insuance only for accident not for assault
State: Oregon
Hi,
I had just arrived and parked at the Fred Meyer store in Tillamook Or. I was gathering everything I needed to go into the store when I heard this big bang and felt my car vibrate. I looked up and saw that a lady had run a shopping cart into the front of my car. I got out of my car and walked over to her car, she had gotten into her car, I ask her why she had done that to my car. She started screaming about me running the shopping cart into her car. I told her I had just arrived, she then yelled how I had hit the shopping cart while I was parking and run it into her car. I tried to tell her that I wouldn't want to hit a shopping cart with my car, I have no dents in my car and would not want to dent my car. We where parked nose to nose in the parking slots. Then she just went ballistic and started swearing and yelling. I then ask her if she was on any medication she screamed yes and then put her car in reverse and started backing up and almost tipped over the handicap cart. the guy that worked at the store, that was helping her put her groceries in the trunk of her car was also almost hit, he was shouting for her to stop. she pulled forward at this time still scream obscenities at me. I was concerned at this point because of what she was yelling about me and decided to walk along beside the store employee. We both where keeping an eye on her as she was in back of us. she had pulled back out of the parking slot quite a ways because her car was revved up so high. We watched as she turned her wheels toward us and stepped on the gas. He went one way I went the other and she turned her car toward me and stepped on the gas. I almost made it out of her way but didn't and she hit me with the side view mirror. I then was spun around and went to the ground. She stopped her car to yell at me as I was on the ground,this scared me as she could have backed up and tried to hit me again. The employee ran into the store and got the manager and he called the police. the manager then came and stood beside me and ask the lady to quit screaming at me. The police showed up and told her to park her car away from me. He gave her a ticket. He also asked me if I wanted him to call an ambulance as I couldn't stand up yet. I was really shaking and in shock and I kept saying no I just want to go home. Later I did go to the doctor because of the injuries. I did have to go in front of the grand jury to make sure I had not incited her. I had not, and they charged her with assault.
The employee had testified to the fact that she was a known nut and the employees of Fred Meyer dreaded when she came into the store, she would run into the displays knocking them over and was verbally abusive to the employees of the store. Fred Meyers told me they do not have the right to refuse service to anyone. When I ask them why they continued to let her shop there and put other customers in jeopardy. The crime victims advocate told me that they could only help me collect for my medical costs after I had incurred them. I did not know what PIP insurance meant and my insurance company told me there was no way they could help me. I was told by my insurance company I had 2 years to file a claim. I found out later that I had only 1 year to file for the PIP that I carry. I was refused treatment by Doctors
because they did not want to get involved with car accident injuries. I did not get good follow-up care because I could not afford a doctor out of my pocket and every time I called my insurance company they said I had to work with her insurance company and of course they said they where not accountable because she ran over me intentionally. She said in court that she did not mean to hit me with her car, she only meant to scare me. So this is where I am now. I am still going to doctors because I am still having problems with my legs and feet. I do have a doctors letter that states the problems I am being treated for are because I was hit by her car..
