Condo member refinanced, but I did recieve a 6d waiver to sign.

[Imn2Paine]

What is the name of your state (only U.S. law)? Massachusetts.

I have seen the deed for the other member (I am in a 2 unit condo association). The deed is more or less exactly like mine. The other member ( I will describe as 14 W Ave) includes a man and his ex-wife (who lives elsewhere).

Last year, BofA contacted me (Jan 2011) to find out w/not any money was owed to the assoc. as 14 W Ave was attempting to refinance. I e-mailed BofA rep. that I purchased a master policy for the assoc. in Aug of 2010 for which 14 W Ave felt no obligation.
There was no Master Policy in place before I purchased my unit, as 14 W Ave contended that their HO6 was all that they needed or would pay for.
I saved my e-mail back and forth with BofA. I made BofA abundantly aware.
14 W Ave informed me in June that he refinanced.
I was flummoxed. I can only imagine that 14 W Ave used the fact of the Master Policy being in place and or forged my signature on a 6d (which the bank must have)!

Any remarks?

 

[Zigner]

What is the name of your state (only U.S. law)? Massachusetts.

I have seen the deed for the other member (I am in a 2 unit condo association). The deed is more or less exactly like mine. The other member ( I will describe as 14 W Ave) includes a man and his ex-wife (who lives elsewhere).

Last year, BofA contacted me (Jan 2011) to find out w/not any money was owed to the assoc. as 14 W Ave was attempting to refinance. I e-mailed BofA rep. that I purchased a master policy for the assoc. in Aug of 2010 for which 14 W Ave felt no obligation.
There was no Master Policy in place before I purchased my unit, as 14 W Ave contended that their HO6 was all that they needed or would pay for.
I saved my e-mail back and forth with BofA. I made BofA abundantly aware.
14 W Ave informed me in June that he refinanced.
I was flummoxed. I can only imagine that 14 W Ave used the fact of the Master Policy being in place and or forged my signature on a 6d (which the bank must have)!

Any remarks?

Did you have a specific question?

 

[Imn2Paine]

Question:

1) Can I contact BofA ... verify the existence of a 6d waiver / determine if a fraud and or forgery has been perpetrated.

<
Sorry, I have to go. I do have more questions. Will look here later, thanks

 

[Zigner]

What do you hope to accomplish?

 

[Imn2Paine]

Thread should read: did NOT recieve 6d waiver

I was told in Aug of 2010, when I purchased my half of the duplex/condex that the other member of the condo association would never be able to sell or refinance his half until he paid me for the master insurance policy.

He refinanced. I am the only person paying for the master insurance policy to this day. I want to find out w/not his bank has a signed 6d.

I sense I have been wronged. I know that I have.

 

[Zigner]

Sue the bad guy for (what you feel is) his share of the insurance.

 

[Imn2Paine]

I guess that's it, then. It is under $7,000 so small claims court...

That's for the insurance, but I *think* he might well have forged my signature and had his ex-wife's unethical notary notarize a fraudulent 6d. Can I see the 6d he submitted to BofA (Mass law requires that the lender has a valid 6d)?

 

[HomeGuru]

I guess that's it, then. It is under $7,000 so small claims court...

That's for the insurance, but I *think* he might well have forged my signature and had his ex-wife's unethical notary notarize a fraudulent 6d. Can I see the 6d he submitted to BofA (Mass law requires that the lender has a valid 6d)?

**A: you can ask the bank but they don't have to respond. You may have to sue the other CPR owner.

 

[Imn2Paine]

You may have to sue the other CPR owner.

If/when I am victorious, will the other CPR owner pay my costs (the cost of suing)?
Or, is it small claims and the cost is minimal?

At what point might the actions of the other CPR owner become criminal?

 

[HomeGuru]

If/when I am victorious, will the other CPR owner pay my costs (the cost of suing)?


**A: up to the judge and you have to ask for costs.


#########
Or, is it small claims and the cost is minimal?

**A: don't know since you never gave a dollar amount of your claim.

#########

At what point might the actions of the other CPR owner become criminal?

**A: provide some hard evidence than we'll decide.

 

[Imn2Paine]

provide some hard evidence than we'll decide.

Right.

But the smoking gun is: I told his bank that I would not sign a 6d until I received his half of the master policy $$$$, and I did not sign a 6d as Mass law requires of the lender.

How do I leverage the bank to disclose?

AND, considering I filed away my e-mail correspondence with BofA in relation to the other CPR owner...might I have the lender in a liable situation?

 

[Imn2Paine]

dollar amount of your claim

@ roughly $2,000 (other CPR owner obligation/condo docs)
plus
monthly contribution toward the existing, intact master policy.

 

[Imn2Paine]

Told the other CPR owner to pay up for his half of the Master Policy

...he told me to f... off! So, I said, "back atchya".

He said, "you know I am a crazy parson"

He said, "sue me"

I SAID, "i WILL"

I asked him, "did you and you ex-wife forge my signature
on the 6d document which the bank holds from closing?

He has gone out for the evening...