What is the name of your state (only U.S. law)? I bought a villa 6 years ago in florida my morgage was with BMA but then G.E money in the uk bought all the right to the morgages, i have tryed for 5 years to do a short sale but g.e says they dont do them, someone i met from a forum site looked at my contract and said they need to sell under us law and that the new contract has'nt been signed, dated, or stamped or even recorded with the courts in the us, the villa is going to be foreclosed anyday now by the community taxes but g.e money says they are going to come after me dont know what to do.