What is the name of your state? CA
Thursday, I have to go to supreme court for a lease on a navigator, I'm being sued by the dealership. I went into the lease with the promise from a so called friend, who lied and told me that his friend will refinance the car once he comes back on a trip but he needs the car now since it's a great deal. I only signed for that reason. But his friend never refinanced it, but my "friend" kept saying he will get his friend to refinance it. I kept telling him to return the car since he's not paying for it nor getting it refinanced, but he wouldn't do it. I would have returned it but due to his high temper which is very intimidating to me, I didn't, nor did I report it to the police since to me, they got chewed out by him yet they seem to be intimidated too. The dealership knows that this "friend" scammed me, ironically one of their workers got scammed by this guy too, but they have to put me into liabality since the lease is in my name. Well another thing is that this "friend" sold this car for 4k and supposedly it's now somewhere in Mexico.
My question is, how do I handle it on thursday, tell them the truth that I can't afford it and will file for bankgruptcy?
Could I file for bankgruptcy after going to court on Thursday and say there's a possible judgement against me?
If I file after oct 17, what are the chances of being getting ch 7 when my income is 1200, but all of it is basically going to pay for bills that are necessary, I'm having a baby soon, and the cost for health insurance, auto insurance, food, gas, rent will take majority of it.
The only asset is a house that's in my name, but the grant deed is in another person who is living there now. Could they deny me bankgrumpcy due to that?
Any help would be appreciated.
Thursday, I have to go to supreme court for a lease on a navigator, I'm being sued by the dealership. I went into the lease with the promise from a so called friend, who lied and told me that his friend will refinance the car once he comes back on a trip but he needs the car now since it's a great deal. I only signed for that reason. But his friend never refinanced it, but my "friend" kept saying he will get his friend to refinance it. I kept telling him to return the car since he's not paying for it nor getting it refinanced, but he wouldn't do it. I would have returned it but due to his high temper which is very intimidating to me, I didn't, nor did I report it to the police since to me, they got chewed out by him yet they seem to be intimidated too. The dealership knows that this "friend" scammed me, ironically one of their workers got scammed by this guy too, but they have to put me into liabality since the lease is in my name. Well another thing is that this "friend" sold this car for 4k and supposedly it's now somewhere in Mexico.
My question is, how do I handle it on thursday, tell them the truth that I can't afford it and will file for bankgruptcy?
Could I file for bankgruptcy after going to court on Thursday and say there's a possible judgement against me?
If I file after oct 17, what are the chances of being getting ch 7 when my income is 1200, but all of it is basically going to pay for bills that are necessary, I'm having a baby soon, and the cost for health insurance, auto insurance, food, gas, rent will take majority of it.
The only asset is a house that's in my name, but the grant deed is in another person who is living there now. Could they deny me bankgrumpcy due to that?
Any help would be appreciated.
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