Credit Report

[hempy77]

What is the name of your state?CO
I filled BK CH7 no asset on Oct 7, had 341 Nov 3 trustee said he would discharge. I just checked my credit report and most accounts are showing "Debt included in or discharged through Bankruptcy Chapter 7, 11, or 12".
My question is there are 2 Citibank accounts, with the same address, that still show a current balance and nothing about the BK. They were both included in the petition and on the Matrix. Should I just wait and see if it shows up soon or should I mail a copy of the original Info mailed out to all on the matrix.
Thanks for any info past present and future!

 

[bigun]

Some creditors report later than others. I'd give it a few weeks post discharge and see what happens.

 

[Ladynred]

Not all creditors update montly, some update quarterly. You'll need to wait at least 3 months after your discharge to be sure that every creditor has had the chance to update your reports. If they refuse to report the accounts as 'included', then you've got a round of disputes ahead of you.