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Debt Card charges

  • Thread starter Thread starter TWINMT
  • Start date Start date

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TWINMT

Guest
For the last couple of years I have been playing internet casinos, but still didn't realize that it was illegal.
In March of this year I won $6000.00. This is when the problems begin. I received comfirmation etc on the win and was told the money would be deposited directly into my account. So a few days later I checked my account and found that there had been debit transactions and a deposit of the $6000.00, but by the time all the debit transactions were done the total amount of $7250.00 had been taken from my account. None of these transactions were authorized by me and there is no way anyone else used my computer.(Since this I have purchased a program that tells you when someone is trying to hack into your computer, this either happened or the casino just took the money.) I reported the problem immediately to my bank and to the casino and after a month the casino refused to give me my money back and the bank says becaused it was from a debit card they can only ask the casino to return it. I am now waiting to see what the credit card company says. There was $1250.00 pending on my bANK account when I reported it to the bank and they claimed they couldn't stop those charges either as the "merchant" already had the transactions pending.
Please help me as I can not afford to lose this amount of money.

[Edited by TWINMT on 05-23-2001 at 05:29 PM]
 


ALawyer

Senior Member
I assume the casino is in a foreign country, so lots of luck collecting from it on your own. It won't happen.

I think your bank may be responsible for permitting an unauthorized withdrawal, so I would pressure it. Call the state banking department (if it is a state bank), the comptroller of the currency (if a federally chartered bank) or the Federal Home Loan Bank Board (if an S&L) and the FDIC. You may need a lawyer. And forget collecting the winning -- at least don't be a loser.
 
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TWINMT

Guest
I'm sorry but where would I get in touch with the comptroller of the currency (if a federally chartered bank)?
Thank you for your help. I am pressing the bank but don't know what to say I am going to do next.
Do you know of a lawyer in the Jacksonville Fl area that I might talk with on the issue?
 

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