I am a resident of MA and I owe a debt under 1,300 but I'm being asked to sign a settlement for judgment in my district court via lustig glasser& wilson pc. My question is: is there any way a lawyer could help to rescind any court involvement to none and I could somehow pay this debt monthly, like I would have through the collection company? In dealing with midland, things were said by them that my two days late payment was not acceptable, over and over. Then after a few months they tried for a payment at a bad time and then lustig papers came. Could a lawyer undo these proceedings, or do I just have no choice since midland forwarded this to a lawyer? Thanks in advance.