DisabledDame
Junior Member
What is the name of your state? NC
I am permanently disabled now and my credit card companies could care less. I'm "judgment proof" and have notified them but the collection calls are endless...so I don't answer the phone anymore. I checked into filing chapter 7 but the fees are more than I can afford, even filing pro se is over $200...I don't have that unless I don't eat! SO! What to Do!? Any great ideas???
I am permanently disabled now and my credit card companies could care less. I'm "judgment proof" and have notified them but the collection calls are endless...so I don't answer the phone anymore. I checked into filing chapter 7 but the fees are more than I can afford, even filing pro se is over $200...I don't have that unless I don't eat! SO! What to Do!? Any great ideas???