Help -- UNAUTHORIZED charge

[sierra30smile]

ok MONOGRAM credit card bank of georgia (home depot card)
i signed up for a home depot card went on vaction came home on 9-4-00 got the card in the mail later that week a week later got a bill for 1250.00 have been disputing it since sept 23 they know it is not my charge and not my signature and the person that signed it signed their name.
I heard in passing there was a class action suit againest this company for the same thing that happened to me. but i dont know where or who to contact ............... HELP
I am from northern OHIO and the charge was made at a home depot 8 hours from me in PA

[Edited by sierra30smile on 12-10-2000 at 01:26 AM]

 

[I AM ALWAYS LIABLE]

ok MONOGRAM credit card bank of georgia (home depot card)
i signed up for a home depot card went on vaction came home on 9-4-00 got the card in the mail later that week a week later got a bill for 1250.00 have been disputing it since sept 23 they know it is not my charge and not my signature and the person that signed it signed their name.
I heard in passing there was a class action suit againest this company for the same thing that happened to me. but i dont know where or who to contact ............... HELP
I am from northern OHIO and the charge was made at a home depot 8 hours from me in PA

[Edited by sierra30smile on 12-10-2000 at 01:26 AM]

My response:

Indeed, Monogram appears to have some problems. Since Monogram has failed seems to have failed to investigate and / or correct your problem within a reasonable time, and therefore, it seems you'll have a good lawsuit against Monogram for violations of the Truth in Lending Act (TILA), 15 U.S.C. sec. 1601 et seq.

Do not sue Home Depot, as they are not a "lender" under the definitions in the Act. Your problem is strictly with Monogram.

You would be entitled to a reversal of the charge amount, plus double the interest being charged, in the sum of no less than $100.00, and no more than $1,000.00. You would also be entitled to reasonable attorney's fees if you win.

Good luck to you.

IAAL

 

[NGREEN]

I WOULD ALSO CONTACT THE BETTER BUSINESS BUREAU , OR A SIMILAR ENTITY, IN YOUR AREA. IN AT LEAST TO MAKE NOISE, AND HELP SOMEONE ELSE FROM BECOMING A VICTIM TO THEIR BAD BUSINESS PRACTICES...