Home re-keyed, am I still liable if anything should happen?

[MDC29]

What is the name of your state (only U.S. law)? Nevada

The mortgage company advised me that they re-keyed my home after I vacated. I am still the owner of record until the foreclosure sale takes place. In the unlikely event something happens inside the home such as a burst pipe, etc., am I liable if I cannot physically enter the home due to the fact that it has been re-keyed?

 

[OHRoadwarrior]

You are responsible for any deficiency between what it sell for at auction or short sale and what you owe.

 

[STEPHAN]

Did you care for burst pipes etc. after you vacated the home?

 

[MDC29]

It's one thing if something happens while I still can get into the house with my key, but if they re-key it, as they're allowed to do, then I cannot get into the house to address any possible catastrophe.

 

[Zigner]

It's one thing if something happens while I still can get into the house with my key, but if they re-key it, as they're allowed to do, then I cannot get into the house to address any possible catastrophe.

It's still your house...

ETA: I suspect the problem here is that you haven't communicated information very well to us about your situation.

 

[MDC29]

Situation is no different than most others these days, except for the fact that I vacated based on statements made by the lender that the NOD would be filed in a certain number of days. That turned out to be a lie. But in any case, until the foreclosure sale takes place, I am the owner. How can I be the owner, if they have taken possession of and secured the home by changing the locks?

 

[Zigner]

Situation is no different than most others these days, except for the fact that I vacated based on statements made by the lender that the NOD would be filed in a certain number of days. That turned out to be a lie. But in any case, until the foreclosure sale takes place, I am the owner. How can I be the owner, if they have taken possession of and secured the home by changing the locks?

Locksmith...