outofoptions
Junior Member
What is the name of your state? Michigan
I am searching for help... I need some direction to organisations or charities or whoever could possibly be of any help to my situation.
This is my situation:
The home has gone into forclosure, been through the sherrif's sale and we have until March 31 to vacate or come up with the 95,000 to buy the house back. Problem is we have no where to go, a new baby in the house (less than 3 months old), and our mother lives with us who is has medical problems though not legally disabled. Bankruptcy is out of the question as we had to go through it 5 years ago and to my knowledge it takes 7 years to go through again, but due to medical problems and a reduction in hours we are struggling just to keep the electricity on. Because of the forclosure our credit rating is too low to even rent an apartment, and we have no cash as a down payment for even the cheapest of homes, we do own an empty piece of property that is valued at around 20,000 but have been trying to sell it for over a year with no luck even priced at 10,000.
So can anyone point me twords any place that can help either save the house or help to find a place to live. With a mother who has medical needs and a baby there has to be somewhere that can help, but after months of searching I have come up with nothing but "Sorry, there is nothing we can do for you" answers.
I am searching for help... I need some direction to organisations or charities or whoever could possibly be of any help to my situation.
This is my situation:
The home has gone into forclosure, been through the sherrif's sale and we have until March 31 to vacate or come up with the 95,000 to buy the house back. Problem is we have no where to go, a new baby in the house (less than 3 months old), and our mother lives with us who is has medical problems though not legally disabled. Bankruptcy is out of the question as we had to go through it 5 years ago and to my knowledge it takes 7 years to go through again, but due to medical problems and a reduction in hours we are struggling just to keep the electricity on. Because of the forclosure our credit rating is too low to even rent an apartment, and we have no cash as a down payment for even the cheapest of homes, we do own an empty piece of property that is valued at around 20,000 but have been trying to sell it for over a year with no luck even priced at 10,000.
So can anyone point me twords any place that can help either save the house or help to find a place to live. With a mother who has medical needs and a baby there has to be somewhere that can help, but after months of searching I have come up with nothing but "Sorry, there is nothing we can do for you" answers.