R
residue2001
Guest
Thanx to some of the advice rendered on this board, the bill collection has stopped pestering me. It was great to finally have the upperhand. Please see my previous post (residue2001) for my situation.
The collection agency called trying to collect on a 12 year old debt. I first said "would you mind if I tape this call for your protection and mine"
silence for a few seconds and then she said "no you can't do that"
I said "ok" (please remember you must have the other party's permission b/4 taping any calls, I had no intention of taping the call anyway, I just wanted her to know I meant business. this strategy was designed to take the teeth out of the lion)
I then said "you're aware of the Fair Debt Collection Practices Act (FDCPA)"
she said "yes"
I then told her "this debt can not be collected b/c the statute of limitations has expired"
"furthermore I am not going to pay it. what are you going to do about it?
silence
she said "well don't you want to pay this debt, you still owe the money"
I said "so, I'm still not going to pay it and there is absolutely nothing you can do, so what of it?"
silence
I said "I thought so, have a nice day"
It was great, I think they will be leaving me alone now. Anymore calls and I'll jsut send out a cease and desist letter.
The collection agency called trying to collect on a 12 year old debt. I first said "would you mind if I tape this call for your protection and mine"
silence for a few seconds and then she said "no you can't do that"
I said "ok" (please remember you must have the other party's permission b/4 taping any calls, I had no intention of taping the call anyway, I just wanted her to know I meant business. this strategy was designed to take the teeth out of the lion)
I then said "you're aware of the Fair Debt Collection Practices Act (FDCPA)"
she said "yes"
I then told her "this debt can not be collected b/c the statute of limitations has expired"
"furthermore I am not going to pay it. what are you going to do about it?
silence
she said "well don't you want to pay this debt, you still owe the money"
I said "so, I'm still not going to pay it and there is absolutely nothing you can do, so what of it?"
silence
I said "I thought so, have a nice day"
It was great, I think they will be leaving me alone now. Anymore calls and I'll jsut send out a cease and desist letter.