I have been served papers to appear in court this thurs. for credit card debit. Today I received papers from this law firm stating if I sign and have a notary sign looks like a paper for judgement and to make payments to them. If I sign these they say I wont have to appear in court. Should I sign them or apper in court? Will they garnish my wages? I am filing 7 as soon as I get my tax return. Any info thanks in advance!