What is the name of your state? MO
I had a repossession in 1996 from ford motor credit. in 2001 they began garnishing my wages, so i filed chapter 7 bk, however my attorney did not get the judgement released. I tried to get a mortgage 2 years ago, and was unable to because the attorney's for Ford were unwilling to release the judgement even though the debt was discharged by the BK. Now, the judgement has fallen off my public record and is no longer a part of my credit report. Is this judgement still going to affect my ability to obtain a mortgage?
I had a repossession in 1996 from ford motor credit. in 2001 they began garnishing my wages, so i filed chapter 7 bk, however my attorney did not get the judgement released. I tried to get a mortgage 2 years ago, and was unable to because the attorney's for Ford were unwilling to release the judgement even though the debt was discharged by the BK. Now, the judgement has fallen off my public record and is no longer a part of my credit report. Is this judgement still going to affect my ability to obtain a mortgage?