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Keeping House in Chapter 7

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LostinMI

Member
What is the name of your state? MI

We haven't file yet. Husband & I are seperating (eventually divorce, when we can afford that) & filing bk seperately. But I have a couple questions about keeping the home. I plan to keep our home. But, will be both have to reaffirm the mortgage? If so, can we do this if we don't file together? Also, I am currently 1 month behind on the mortgage. I know this has to be current in order to keep it in a chapter 7, but "when" does it have to be current? When I file or when we have our 341 meeting or when it is discharged?

Thanks in advance for any & all help in answering my questions!
 



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