Ohio
Me and my ex-husband purchased a house together. After the divorce I filed a Chapter 7 and he filed a Chap 13. He ended up terminating the Chap 13 because he lost his job and he could not pay. He left the house and i have moved back in. Found out mortgage company has charged off house. My name is still on deed but im not responsible for it financially. I found out mortgage company charged the house off. Is this this a good thing or bad thing because i am living in the house basically rent free. My name is still on the Deed but since i included my portion in the Chap 7 I understand I am not responsible for debt. Should I go ahead and start making a mortgage payment just so i wont get kicked out in the future?
Me and my ex-husband purchased a house together. After the divorce I filed a Chapter 7 and he filed a Chap 13. He ended up terminating the Chap 13 because he lost his job and he could not pay. He left the house and i have moved back in. Found out mortgage company has charged off house. My name is still on deed but im not responsible for it financially. I found out mortgage company charged the house off. Is this this a good thing or bad thing because i am living in the house basically rent free. My name is still on the Deed but since i included my portion in the Chap 7 I understand I am not responsible for debt. Should I go ahead and start making a mortgage payment just so i wont get kicked out in the future?
