leviathan860
Member
What is the name of your state (only U.S. law)? Illinois
Several months ago I entered into a business contract with someone. Within a couple of weeks it was obvious that they weren't holding up to their side of the deal at all. I expressed my concerns but nothing changed, so I pulled out. In my opinion they breached the contract and I responded in a way to mitigate my damages. Now they want basically a big pile of money from me and aren't admitting any wrong doing. I offered them a partial settlement but they declined and demanded a full sum. They hired a debt collection attorney who sent me a couple letters including the required language that informed me of my right to dispute the validity of the debt. Considering it's such a bogus case and the fact that I never received a copy of the contract signed by both parties, I sent a certified letter return receipt disputing the validity. I've talked to other people on the internet who made a deal with these people as way and they feel screwed over too. In my opinion and theirs these people are basically con artists. The contract I have is only signed by me. I signed my copy and their copy in the presence of their agent, who didn't sign either document. For all I know they lost it and can't provide proof I owe them anything. These people are totally disorganized and unprofessional. I got a knock at the door this morning while I was out and my roommate who was here didn't answer it. He said it was a man with some paperwork, but he wasn't in a policeman's uniform or driving a cruiser. It might have been an agent of the court, it might not have.
My question is this. Do they have the right to file suit against me without first providing validity of the debt? Are they in violation of federal debt collection law? Thanks for any help.
Several months ago I entered into a business contract with someone. Within a couple of weeks it was obvious that they weren't holding up to their side of the deal at all. I expressed my concerns but nothing changed, so I pulled out. In my opinion they breached the contract and I responded in a way to mitigate my damages. Now they want basically a big pile of money from me and aren't admitting any wrong doing. I offered them a partial settlement but they declined and demanded a full sum. They hired a debt collection attorney who sent me a couple letters including the required language that informed me of my right to dispute the validity of the debt. Considering it's such a bogus case and the fact that I never received a copy of the contract signed by both parties, I sent a certified letter return receipt disputing the validity. I've talked to other people on the internet who made a deal with these people as way and they feel screwed over too. In my opinion and theirs these people are basically con artists. The contract I have is only signed by me. I signed my copy and their copy in the presence of their agent, who didn't sign either document. For all I know they lost it and can't provide proof I owe them anything. These people are totally disorganized and unprofessional. I got a knock at the door this morning while I was out and my roommate who was here didn't answer it. He said it was a man with some paperwork, but he wasn't in a policeman's uniform or driving a cruiser. It might have been an agent of the court, it might not have.
My question is this. Do they have the right to file suit against me without first providing validity of the debt? Are they in violation of federal debt collection law? Thanks for any help.
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