Need Answers Quick! Can Anyone Please Help

[DayMDev]

What is the name of your state? PA

I am currently living in PA and have been considering filing for BK. I am going to be moving to DE within the next 2 months.

Does anyone know if I can still file in PA and move to DE without any problems? If not, what might be my best course of action?

I was told that PA does not allow for wages to be attached or garnished. Does anyone know about DE and the wage laws?

I also have a quuestion in regards to having money in a checking account. I understand that you should have as little as possible in there at the time of filing. I currently have $500.00 in my checking account which I plan on using for the filing fees and to pay a preparer. Do I need to take the money out now and use money orders to pay them or can I just pay them out of my checking account when payment is due?

Please, any and all advise is greatly appreciated!

Thank you very much for any help in regards to my situation!

 

[Ladynred]

IF you file in PA now, you will have to be IN PA for the meeting of creditors (341 meeting), you MUST appear in person for this. The meeting is typically scheduled for 30-45 days after your filing date. It CAN be later, depends on the court's case load. That is the only court requirement in a typical Ch 7. If you move AFTER your 341, you will have to notify the court of your address change and if anything happens that requires you to go back to court, you'll have to go back to PA.

There are only 4 states that do NOT allow wage garnishment (except for child support): PA, NC, SC, & TX. The rest all allow some percentage of your net pay to be garnished.

Use the money in your account as you normally would, just make sure you have a minimum amount in the account on the day your case is FILED.