What is the name of your state? Texas
I need some help. Try to keep the story short. Ex girlfriend went to prison for a year. She got out in Dec. 2003. While she was gone I ended the relationship. Around September 2004 when I tried to finance a new car the dealer told me that my credit wasn't good enough which was a huge surprise to me. I ordered a credit report and found that the ex girlfriend began just after her release from prison opening accounts using my name, SSN, and forged my signature. She had the cards sent to her address, and maxed out every account. She paid very little on the bills and then stopped. She opened and defaulted on 7 accounts!
I filed a police report, and that has not been a good experience. Then after a long process of filling out forms, and writing letters most of the companies said that I was not responsible and erased the information from my credit history. There is still one company who refuses to accept the proof provided that I didn't authorize the account opened, didn't know that the account was opened, didn't live with her when the account was opened, and didn't benefit from the account. Their excuse is that the police detective who was given my credit fraud report told them that I used to live with the woman so in his opinion I am some how responsible for the debt.
The company has harressed me by telephone, sent threatening letters about how they are going to ruin my life, and now receive the same kind of threatening letters from a collection agency the company uses along with still getting letters directly from the company.
This sick woman opened these accounts without my knowledge or permission, and she did so over two years ago. When she did this it was over a year since I left her, and over 2 years since she went to prison on two felony convictions. What else can I do to put this nightmare behind me? I cannot stand much more. I am in a very happy, healthy, normal relationship now and was married last March. Is this woman going to be able to get away with ruining my life? Is this going to also ruin my wife's credit?
There are only 3 or 4 people who know both me and the ex girlfriend. They are barely tolerating her, but are doing so enough to cause added stress. Every so often one of the people feel sorry for her and call me to try and get me to see or talk to her. When I refuse she does something else like what she did recently when she changed her electric bill to my name and home address with service to her place. She told the electric company that we are married and have two residence. She tells everyone that we are married and has been using my last name since she got out of prison. How does she get away with all of this while on felony parole? I don't understand how she is getting away with using my last name. At the time she was charged with the second felony (that she was convicted of and sent to prison) she used my last name when arrested and charged with giving a false name. Also, since she got out of prison and caused all these problems she was arrested and pleaded guilty of harrassing us. The only thing that was done to her was a minor slap on the wrist and she was set free. Isn't any type of conviction against the terms of felony parole?
She can do what she wants, when she wants, how she wants, and nothing happens to her. I've never been convicted of any crime, never been in jail, work extremely hard every day, and I am the one who is locked in prison from #*(^ and cannot live my life freely. What can I do? Will this nightmare ever end???
I need some help. Try to keep the story short. Ex girlfriend went to prison for a year. She got out in Dec. 2003. While she was gone I ended the relationship. Around September 2004 when I tried to finance a new car the dealer told me that my credit wasn't good enough which was a huge surprise to me. I ordered a credit report and found that the ex girlfriend began just after her release from prison opening accounts using my name, SSN, and forged my signature. She had the cards sent to her address, and maxed out every account. She paid very little on the bills and then stopped. She opened and defaulted on 7 accounts!
I filed a police report, and that has not been a good experience. Then after a long process of filling out forms, and writing letters most of the companies said that I was not responsible and erased the information from my credit history. There is still one company who refuses to accept the proof provided that I didn't authorize the account opened, didn't know that the account was opened, didn't live with her when the account was opened, and didn't benefit from the account. Their excuse is that the police detective who was given my credit fraud report told them that I used to live with the woman so in his opinion I am some how responsible for the debt.
The company has harressed me by telephone, sent threatening letters about how they are going to ruin my life, and now receive the same kind of threatening letters from a collection agency the company uses along with still getting letters directly from the company.
This sick woman opened these accounts without my knowledge or permission, and she did so over two years ago. When she did this it was over a year since I left her, and over 2 years since she went to prison on two felony convictions. What else can I do to put this nightmare behind me? I cannot stand much more. I am in a very happy, healthy, normal relationship now and was married last March. Is this woman going to be able to get away with ruining my life? Is this going to also ruin my wife's credit?
There are only 3 or 4 people who know both me and the ex girlfriend. They are barely tolerating her, but are doing so enough to cause added stress. Every so often one of the people feel sorry for her and call me to try and get me to see or talk to her. When I refuse she does something else like what she did recently when she changed her electric bill to my name and home address with service to her place. She told the electric company that we are married and have two residence. She tells everyone that we are married and has been using my last name since she got out of prison. How does she get away with all of this while on felony parole? I don't understand how she is getting away with using my last name. At the time she was charged with the second felony (that she was convicted of and sent to prison) she used my last name when arrested and charged with giving a false name. Also, since she got out of prison and caused all these problems she was arrested and pleaded guilty of harrassing us. The only thing that was done to her was a minor slap on the wrist and she was set free. Isn't any type of conviction against the terms of felony parole?
She can do what she wants, when she wants, how she wants, and nothing happens to her. I've never been convicted of any crime, never been in jail, work extremely hard every day, and I am the one who is locked in prison from #*(^ and cannot live my life freely. What can I do? Will this nightmare ever end???
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